Bankrate recently teamed up with Credit.com and Retail Me Not for a Black Friday hangout on Google Plus to offer holiday shopping tips.
The hangout covered everything from layaway and credit cards to debt and door busters.
Replay the video archive for all of the expert tips. Here are the highlights:
- Don't feel like a cheapskate if you have to scale back this holiday season. What you'll remember over the years are family traditions, not gifts you gave or got.
- Be careful with store credit cards: They come with high interest rates. If you don't pay the balance in full, you'll be out any savings from discounts you earned by opening the card.
- Opening new credit cards for the holidays isn't a bright idea if you're in the market for a mortgage or other large loan. It could impact your credit score and future interest rate.
- Everyone wants an iPad mini for Christmas.