2014 high-yield checking: BECU

Checking » High-Yield Checking » Credit Unions » BECU

BECU in Tukwila, Washington, offers Member Advantage Checking, with the highest annual percentage yield, but that rate can be earned only on the first $500 of an account holder's balance. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.


Location: Tukwila, WA

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? NAPY: 4.07%APY if conditions not met: 0.05%Monthly debit transactions required: 1*Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $500


  • Advantage Checking Account (must open a Maximum Advantage savings account to become a member of the credit union): Available to Washington state residents, current or former Boeing employees (state specific) or family members.
  • Any one direct deposit, debit transaction, online bill pay or transfer of funds between accounts is required per month to qualify for rate.
  • Minimum to open: $10.
  • Balance above $500 yields 0.05%, if requirements are met.
  • ATM refund: NA.

*See notes section for more details. canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.



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