Follow Us: Google+
 
Bankrate.com

Loan calculator and Amortization

Loan amount: $
Loan term:   years or   months
Interest rate:   % per year
Loan start date:  
Monthly Payments: $

Extra payments

Calculate the impact of extra payments using any combination of the inputs below.
Adding: $    to your monthly payment
Adding: $    as an extra yearly payment every  
Adding: $    as a one-time payment in    

Changes paid off date to:  


Rate Search

Compare local mortgage rates
30 yr fixed average
4.01%
Mortgages
This is the daily overnight average for a 30-year fixed mortgage.
Find the best mortgage rates in your area

Mortgage purchase Mortgage refinance
Mortgage purchase:
Compare local home equity rates
30K FICO-based HELOC average
5.21%
Home equity
This is the daily overnight average for a $30K HELOC.
Find the best home equity rates

Home Equity Loan Home Equity Line of Credit
Select a product:
Compare local CD & investment rates
1 Yr CD average
0.62%
CDs
This is the daily overnight average for the 1-year CD.
Find the best CD & investment rates
Highest nationally available Locally available
Select a product:
Compare checking & savings rates
Interest Checking average
0.50%
Checking
This is the daily overnight average for an interest checking account.
Find the best checking & savings rates
Checking Savings
Select a product:
Compare local auto loan rates
48 Mo New Car average
2.58%
Auto loans
This is the daily overnight average for a 48-month New Car average.
Find the best auto loan rates in your area
Auto purchase Auto refinance
Auto loan products:
Compare credit cards
All Variable average
15.25%
Credit cards
This is the daily overnight average for all variable rate credit cards.
Find the best credit card offers
Select a type:     
Select a Product:
Receive an insurance quote
Auto - 30-YR Old Couple average
$1638
Insurance
This is the daily overnight average for auto insurance for a 30-year-old couple.
Find the best insurance rates in your area
Enter ZIP code:   
Select a product:
Compare student loan rates
Stafford Loan Rate-in school average
6.80%
Student loans
This is the daily overnight average for a Stafford - in school loan.
Find the best student loan rates
Enter ZIP code:   
Select a product:
Compare Rates
About our rates
advertisement
About this index
Overnight Averages
Product Rate +/- Last week
30 yr fixed
4.01%
4.04%
15 yr fixed
3.11%
3.18%
5/1 ARM
2.82%
2.88%
View rates in your area:
Product Rate +/- Last week
30K Home Equity Loan
6.10%
6.08%
50K HELOC
4.75%
4.71%
30K HELOC
5.21%
5.21%
View rates in your area:
Product Rate +/- Last week
48 Mo New Car
2.58%
2.58%
48 Mo Used Car
2.70%
2.70%
36 Mo Used Car
2.76%
2.76%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
0.41%
0.41%
1 Yr CD
0.62%
0.62%
5 Yr CD
1.23%
1.23%
Compare rates:
Product Rate
Low Interest Cards 10.93%
Balance Transfer Cards 16.00%
All Variable 15.25%
Compare rates:  
advertisement
Partner Center
advertisement
Bankrate's Free Content Center
Bankrate's free content center
Click here to visit the content center.
Stay Connected with Bankrate
Bankrate is now on Facebook ®Bankrate is now on Facebook®
Get alerted when rates changeGet alerted when rates change
Subscribe to Bankrate's RSS FeedsSubscribe:
RSS Feeds
Subscribe to Bankrate newslettersDaily newsletters full of $$ tips

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.