Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Man and woman sitting with cats near a stack of moving boxes.
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

A house on a stack of money
Despite a rate cut, mortgage rates have held steady for three straight weeks.
photo illustration: house filled with stacks of cash, light blue background
The mortgage still needs to be paid, whether you plan to keep the home or not.
A house on a stack of money
Despite the Fed rate cut, mortgage rates hold steady.
A house on a sunny day
Bankrate analysts and others weigh in on what to expect for mortgage rates in October.
Here are the best mortgage lenders for October 2025.
An image of a balance with a red house on one end and a pile of coins on the other on a pink background.
Paying your mortgage biweekly could result in significant savings over the life of the loan.
Woman filling out application
They sound similar, but only one assures home sellers you’re a serious buyer.
Amortization determines how much of your monthly payment goes toward principal and interest. Here’s how it impacts you.
A house on a stack of money
Despite the Fed rate cut, mortgage rates hold steady.
Here are the best mortgage lenders for October 2025.
A house on a stack of money
Mortgage rates rise after a Fed rate cut.
Close up of mother driving teenage son
If you need space in your budget, here’s how to get a lower car payment.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Cedar shingle house on the water in Cape Cod.
The rules are different for refinancing a second home or investment property.
Illustrated collage featuring a row of houses with a blue circle rising behind them
You save a chunk of cash upfront, but it may cost you more in the long run.
A house on a stack of money
Mortgage rates drop in hopes of a Fed rate cut
Here are the best mortgage lenders for October 2025.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.