Checking Account Capital Bank
High-Yield Checking Capital Bank
|Nationally offered?||APY||Default APY||Debit transactions required?||Bill pay or withdrawal option?||Direct deposit required?||Balance cap|
|Notes: Smart Checking -- *Available nationally but needs to be opened in person at the branch; only direct deposit required.|
Note: ACH, short for "automatic clearinghouse," is the system used by U.S. banks to process a wide range of financial transactions, including automatic bill payment and direct deposit.
Bankrate.com surveyed 158 banks, thrifts and credit unions from April 11 to April 18 and has displayed data on 57 high-yield checking accounts offered by those institutions.