2014 high-yield checking: Bank of the Wichitas

Checking » High-Yield Checking » Survey » The Bank of the Wichitas

Snyder, Oklahoma-based Bank of the Wichitas' Wichita Rewards Checking offers a higher-than-average annual percentage yield and does not require bill payment or automatic withdrawal to earn it. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Bank of the Wichitas

Location: Snyder, OK

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? Y*APY: 2.50%*APY if conditions not met: 0.25%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? NDirect deposit required? NBalance cap: $20,000


  • Wichita Rewards Checking: Available nationally but must be opened at a branch.
  • Neither direct deposit, bill pay nor automatic payment is required.
  • Minimum to open: $1.
  • Balance above $10,000 earns 0.50%, if requirements are met.
  • ATM refund: Up to $25 per statement cycle, if requirements are met.
  • Rewards APY changed to 1.50% on March 20, 2014.

*See notes section for more details. canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.



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