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Credit Card calculator
The true cost of paying the minimum
What is your credit card balance?
$
What is the interest rate on your credit card?
1%
2%
3%
4%
5%
5.9%
6%
7%
8%
9%
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11%
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28%
29%
30%
31%
32%
33%
34%
How is your minimum payment calculated?
Interest + 1% of balance
2%
2.08%
2.5%
2.78%
3.0%
3.5%
4%
4.5%
5%
Your minimum payment:
$
What fixed payment could you make each month?
$
Select a payment schedule based on:
Minimum payment
Fixed payment
Compare Credit Card Rates
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Card Type
Credit Type
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Balance Transfer Cards
Citi® Credit Cards
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First PREMIER® Bank Credit Cards
Rewards Cards
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Cards for Bad Credit
MasterCard® Credit Cards
PrePaid Cards
Charge Cards
Secured Cards
Retail Credit Cards
All Variable average
14.52%
About our rates
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About this index
Credit Card Averages
Product
Rate
Balance Transfer Cards
16.14%
Cash Back Cards
16.44%
Low Interest Cards
10.78%
Rewards Cards
15.47%
Compare rates:
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Card type
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