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New vs used car
The average used car costs less than half the average new car. So, it's no surprise that used cars outsell new cars 3-to-1. Which is right for you? Simply answer the following questions and we'll give you our advice.

New cars depreciate in value significantly during the first two years of ownership.


Which best describes your view regarding your car's depreciation?






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PURCHASE USED CAR RATES
REFINANCE RATES
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About this index
Auto Overnight Averages
Product Rate +/- Last week
48 Mo Used Car
7.09%
7.48%
48 Mo New Car
6.79%
7.07%
36 Mo Used Car
7.21%
7.42%
36 Mo New Car
6.67%
6.93%
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