|
RANK
|
18-MONTH CD
|
STARS
|
| 1 |
Aurora Bank, FSB, 888-522-9295
|
|
| 2 |
newdominionDIRECT.com, 704-943-5700
|
|
| 3 |
Discover Bank , 888-204-8970
|
|
|
RANK
|
MONEY MARKET ACCOUNT
|
STARS
|
| 1 |
Ally Bank, 877-247-ALLY
|
|
| 2 |
giantbank.com, 877-446-4200
|
|
| 3 |
EverBank, 866-343-0564
|
|
|
RANK
|
1-MONTH CD
|
STARS
|
| 1 |
Lone Star Bank, 713-358-9400
|
|
| 2 |
Nexity Bank , 877-738-6391
|
|
| 3 |
UFBDirect.com, 888-580-0049
|
|
|
RANK
|
IRA - 1-MONTH CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
|
RANK
|
IRA - 2-MONTH CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
M&T Bank, NA, 800-528-6532
|
|
|
RANK
|
2-MONTH CD
|
STARS
|
| 1 |
Lone Star Bank, 713-358-9400
|
|
| 2 |
First NB of Baldwin County, 251-943-5656
|
|
| 3 |
UFBDirect.com, 888-580-0049
|
|
|
RANK
|
3-MONTH CD
|
STARS
|
| 1 |
UFBDirect.com, 888-580-0049
|
|
| 2 |
Nexity Bank , 877-738-6391
|
|
| 3 |
Ally Bank, 877-247-ALLY
|
|
|
RANK
|
IRA - 3-MONTH CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
Discover Bank , 888-204-8970
|
|
|
RANK
|
IRA - 18-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
NOVA Bank, 877-482-2650
|
|
| 3 |
Stonebridge Bank, 800-807-1666
|
|
|
RANK
|
6-MONTH CD
|
STARS
|
| 1 |
newdominionDIRECT.com, 704-943-5700
|
|
| 2 |
UFBDirect.com, 888-580-0049
|
|
| 3 |
Nexity Bank , 877-738-6391
|
|
|
RANK
|
1-YEAR CD
|
STARS
|
| 1 |
UmbrellaBank.com, 866-242-0065
|
|
| 2 |
Ally Bank, 877-247-ALLY
|
|
| 3 |
Discover Bank , 888-204-8970
|
|
|
RANK
|
IRA - 1-YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
Nexity Bank , 877-738-6391
|
|
| 3 |
UmbrellaBank.com, 866-242-0065
|
|
|
RANK
|
IRA - 2-YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
Nexity Bank , 877-738-6391
|
|
| 3 |
NOVA Bank, 877-482-2650
|
|
|
RANK
|
2-YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
newdominionDIRECT.com, 704-943-5700
|
|
| 3 |
Ally Bank, 877-247-ALLY
|
|
|
RANK
|
IRA - 2-1/2 YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
Stonebridge Bank, 800-807-1666
|
|
| 3 |
First NB of Baldwin County, 251-943-5656
|
|
|
RANK
|
2-1/2 YEAR CD
|
STARS
|
| 1 |
USAA, 800-583-8295
|
|
| 2 |
Lone Star Bank, 713-358-9400
|
|
| 3 |
Discover Bank , 888-204-8970
|
|
|
RANK
|
IRA - 5-YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
NOVA Bank, 877-482-2650
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
3-YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
Intervest National Bank, 212-218-8383
|
|
| 3 |
newdominionDIRECT.com, 704-943-5700
|
|
|
RANK
|
4-YEAR CD
|
STARS
|
| 1 |
Intervest National Bank, 212-218-8383
|
|
| 2 |
Discover Bank , 888-204-8970
|
|
| 3 |
Lone Star Bank, 713-358-9400
|
|
|
RANK
|
IRA - MMA JUMBO CD
|
STARS
|
| 1 |
EverBank, 866-343-0564
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
BankDirect, 877-839-2737
|
|
|
RANK
|
MMA JUMBO CD
|
STARS
|
| 1 |
State Farm Bank, 877-734-2265
|
|
| 2 |
Discover Bank , 888-204-8984
|
|
| 3 |
UFBDirect.com, 888-580-0049
|
|
|
RANK
|
1-MONTH JUMBO CD
|
STARS
|
| 1 |
UFBDirect.com, 888-580-0049
|
|
| 2 |
Univest National Bank & Trust Company, 215-721-2475
|
|
| 3 |
Northwest Georgia Bank , 706-965-3000
|
|
|
RANK
|
5-YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
Intervest National Bank, 212-218-8383
|
|
| 3 |
Ally Bank, 877-247-ALLY
|
|
|
RANK
|
IRA - 1-MONTH JUMBO CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
MetLife Bank, 866-226-5638
|
|
|
RANK
|
IRA - 2-MONTH JUMBO CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
|
RANK
|
2-MONTH JUMBO CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
UFBDirect.com, 888-580-0049
|
|
| 3 |
Applied Card Bank, 800-334-3180
|
|
|
RANK
|
3-MONTH JUMBO CD
|
STARS
|
| 1 |
Nexity Bank , 877-738-6391
|
|
| 2 |
UFBDirect.com, 888-580-0049
|
|
| 3 |
BankDirect, 877-839-2737
|
|
|
RANK
|
IRA - 3-MONTH JUMBO CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
Discover Bank , 888-204-8970
|
|
|
RANK
|
IRA - 6-MONTH JUMBO CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
Discover Bank , 888-204-8970
|
|
| 3 |
California First National Bank, 800-735-2465
|
|
|
RANK
|
6-MONTH JUMBO CD
|
STARS
|
| 1 |
giantbank.com, 877-446-4200
|
|
| 2 |
Nexity Bank , 877-738-6391
|
|
| 3 |
UFBDirect.com, 888-580-0049
|
|
|
RANK
|
1-YEAR JUMBO CD
|
STARS
|
| 1 |
Ally Bank, 877-247-ALLY
|
|
| 2 |
Discover Bank , 888-204-8970
|
|
| 3 |
UmbrellaBank.com, 866-242-0065
|
|
|
RANK
|
IRA - 1-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
Nexity Bank , 877-738-6391
|
|
| 3 |
UmbrellaBank.com, 866-242-0065
|
|
|
RANK
|
18-MONTH JUMBO CD
|
STARS
|
| 1 |
Aurora Bank, FSB, 888-522-9295
|
|
| 2 |
Discover Bank , 888-204-8970
|
|
| 3 |
Ally Bank, 877-247-ALLY
|
|
|
RANK
|
2-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
USAA, 800-583-8295
|
|
| 3 |
Aurora Bank, FSB, 888-522-9295
|
|
|
RANK
|
IRA - 2.5 YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
Nexity Bank , 877-738-6391
|
|
| 3 |
UmbrellaBank.com, 866-242-0065
|
|
|
RANK
|
2.5 YEAR JUMBO CD
|
STARS
|
| 1 |
USAA, 800-583-8295
|
|
| 2 |
Discover Bank , 888-204-8970
|
|
| 3 |
Intervest National Bank, 212-218-8383
|
|
|
RANK
|
5-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
USAA, 800-583-8295
|
|
| 3 |
Intervest National Bank, 212-218-8383
|
|
|
RANK
|
IRA - 5-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
First NB of Baldwin County, 251-943-5656
|
|
|
RANK
|
IRA - $25,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
Discover Bank , 888-204-8970
|
|
|
RANK
|
$25,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Nexity Bank , 877-738-6391
|
|
| 2 |
UFBDirect.com, 888-580-0049
|
|
| 3 |
Ally Bank, 877-247-ALLY
|
|
|
RANK
|
$25,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Nexity Bank , 877-738-6391
|
|
| 2 |
giantbank.com, 877-446-4200
|
|
| 3 |
UFBDirect.com, 888-580-0049
|
|
|
RANK
|
IRA - $25,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
Discover Bank , 888-204-8970
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
MMA $10K
|
STARS
|
| 1 |
Ally Bank, 877-247-ALLY
|
|
| 2 |
EverBank, 866-343-0564
|
|
| 3 |
giantbank.com, 877-446-4200
|
|
|
RANK
|
IRA - $50,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
Discover Bank , 888-204-8970
|
|
|
RANK
|
$50,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Nexity Bank , 877-738-6391
|
|
| 2 |
UFBDirect.com, 888-580-0049
|
|
| 3 |
Ally Bank, 877-247-ALLY
|
|
|
RANK
|
$50,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Nexity Bank , 877-738-6391
|
|
| 2 |
giantbank.com, 877-446-4200
|
|
| 3 |
UFBDirect.com, 888-580-0049
|
|
|
RANK
|
IRA - $50,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
Discover Bank , 888-204-8970
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
IRA - MMA $10K
|
STARS
|
| 1 |
EverBank, 866-343-0564
|
|
| 2 |
BankDirect, 877-839-2737
|
|
| 3 |
First Internet Bank of Indiana, 888-873-3424
|
|
|
RANK
|
IRA - $25,000 MINI JUMBO MMA
|
STARS
|
| 1 |
EverBank, 866-343-0564
|
|
| 2 |
BankDirect, 877-839-2737
|
|
| 3 |
First Internet Bank of Indiana, 888-873-3424
|
|
|
RANK
|
$25,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Ally Bank, 877-247-ALLY
|
|
| 2 |
EverBank, 866-343-0564
|
|
| 3 |
giantbank.com, 877-446-4200
|
|
|
RANK
|
$50,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Ally Bank, 877-247-ALLY
|
|
| 2 |
Intervest National Bank, 212-218-8383
|
|
| 3 |
giantbank.com, 877-446-4200
|
|
|
RANK
|
IRA - $50,000 MINI JUMBO MMA
|
STARS
|
| 1 |
EverBank, 866-343-0564
|
|
| 2 |
BankDirect, 877-839-2737
|
|
| 3 |
First Internet Bank of Indiana, 888-873-3424
|
|
|
RANK
|
IRA - 4-YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
NOVA Bank, 877-482-2650
|
|
|
RANK
|
4-YEAR JUMBO CD
|
STARS
|
| 1 |
Intervest National Bank, 212-218-8383
|
|
| 2 |
Discover Bank , 888-204-8970
|
|
| 3 |
USAA, 800-583-8295
|
|
|
RANK
|
IRA - 4-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
NOVA Bank, 877-482-2650
|
|
|
RANK
|
IRA - MONEY MARKET ACCOUNT
|
STARS
|
| 1 |
EverBank, 866-343-0564
|
|
| 2 |
BankDirect, 877-839-2737
|
|
| 3 |
Salem Five, 888-662-5500
|
|
|
RANK
|
IRA - 6-MONTH CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
NOVA Bank, 877-482-2650
|
|
| 3 |
Discover Bank , 888-204-8970
|
|
|
RANK
|
saving accounts
|
STARS
|
| 1 |
UFBDirect.com, 888-580-0049
|
|
| 2 |
Goldwater Bank, 480-281-8200
|
|
| 3 |
Intervest National Bank, 212-218-8383
|
|
|
RANK
|
9 month
|
STARS
|
| 1 |
Nexity Bank , 877-738-6391
|
|
| 2 |
UmbrellaBank.com, 866-242-0065
|
|
| 3 |
giantbank.com, 877-446-4200
|
|
|
RANK
|
9month jumbo
|
STARS
|
| 1 |
Nexity Bank , 877-738-6391
|
|
| 2 |
giantbank.com, 877-446-4200
|
|
| 3 |
UmbrellaBank.com, 866-242-0065
|
|
|
RANK
|
3yr cd jumbo
|
STARS
|
| 1 |
Discover Bank , 888-204-8970
|
|
| 2 |
Ally Bank, 877-247-ALLY
|
|
| 3 |
USAA, 800-583-8295
|
|
|
RANK
|
IRA - 9-MONTH CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
|
| 2 |
Discover Bank , 888-204-8970
|
|
| 3 |
M&T Bank, NA, 800-528-6532
|
|
The following chart shows the institutions that most often provided the highest yields for nationally available MMAs and CDs that can be opened by mail/phone during the fourth quarter of 2009. At the end of each calendar quarter, bankrate.com ranks all of the institutions that have provided listings for the 100 Highest Yields newsletter during the calendar quarter and awards Top Tier ranking to the highest three in each category, such as the 1-year CD. The overall rank that each institution earns is based on the number of times within the quarter that the institution's yield was among the top 20 for the product category and the relative position of the yield in relation to the others in the product category.