|
|
|
RANK
|
18-MONTH CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 2 |
Eastern Svgs Bk, 800-787-7ESB
|
*
|
| 3 |
Advanta Bank Corp. , 800-788-2632
|
*****
|
|
RANK
|
MONEY MARKET ACCOUNT
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
UmbrellaBank.com, 888-639-7688
|
*
|
| 3 |
Flagstar Bank, 216-245-0502
|
*
|
|
RANK
|
1-MONTH CD
|
STARS
|
| 1 |
Beal Bank Nevada, 866-375-3500
|
****
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
VirtualBank, 877-998-2265
|
***
|
|
RANK
|
IRA - 1-MONTH CD
|
STARS
|
| 1 |
M&T Bank, NA, 800-528-6532
|
****
|
| 2 |
First NB of Baldwin County, 251-943-5656
|
****
|
|
RANK
|
IRA - 2-MONTH CD
|
STARS
|
| 1 |
M&T Bank, NA, 800-528-6532
|
****
|
| 2 |
First NB of Baldwin County, 251-943-5656
|
****
|
|
RANK
|
2-MONTH CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Beal Bank Nevada, 866-375-3500
|
****
|
| 3 |
VirtualBank, 877-998-2265
|
***
|
|
RANK
|
3-MONTH CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Excel National Bank, 310-362-2020
|
***
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
|
RANK
|
IRA - 3-MONTH CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 2 |
American Bank, 888-366-6622
|
****
|
| 3 |
Heritage Bank, 800-344-7048
|
***
|
|
RANK
|
IRA - 18-MONTH CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
**
|
| 3 |
Stonebridge Bank, 800-807-1666
|
***
|
|
RANK
|
6-MONTH CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
|
RANK
|
1-YEAR CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
giantbank.com, 877-446-4200
|
****
|
|
RANK
|
IRA - 1-YEAR CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Imperial Capital Bank, 866-413-5626
|
**
|
|
RANK
|
IRA - 2-YEAR CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
**
|
| 3 |
American Bank, 888-366-6622
|
****
|
|
RANK
|
2-YEAR CD
|
STARS
|
| 1 |
Eastern Svgs Bk, 800-787-7ESB
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Advanta Bank Corp. , 800-788-2632
|
*****
|
|
RANK
|
IRA - 2-1/2 YEAR CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 2 |
Stonebridge Bank, 800-807-1666
|
***
|
| 3 |
American Bank, 888-366-6622
|
****
|
|
RANK
|
2-1/2 YEAR CD
|
STARS
|
| 1 |
Eastern Svgs Bk, 800-787-7ESB
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Advanta Bank Corp. , 800-788-2632
|
*****
|
|
RANK
|
IRA - 5-YEAR CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
**
|
| 3 |
American Bank, 888-366-6622
|
****
|
|
RANK
|
3-YEAR CD
|
STARS
|
| 1 |
Eastern Svgs Bk, 800-787-7ESB
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Advanta Bank Corp. , 800-788-2632
|
*****
|
|
RANK
|
4-YEAR CD
|
STARS
|
| 1 |
Eastern Svgs Bk, 800-787-7ESB
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Advanta Bank Corp. , 800-788-2632
|
*****
|
|
RANK
|
IRA - MMA JUMBO CD
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
***
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
American Bank, 888-366-6622
|
****
|
|
RANK
|
MMA JUMBO CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 3 |
GCF Bank, 877-589-6600
|
**
|
|
RANK
|
1-MONTH JUMBO CD
|
STARS
|
| 1 |
Advanta Bank Corp. , 800-788-2632
|
*****
|
| 2 |
Beal Bank Nevada, 866-375-3500
|
****
|
| 3 |
First Trade Union Bk, 800-242-0272
|
****
|
|
RANK
|
5-YEAR CD
|
STARS
|
| 1 |
Eastern Svgs Bk, 800-787-7ESB
|
*
|
| 2 |
Capital One NA, 800-564-7426
|
*****
|
| 3 |
Intervest Natl Bk, 212-218-8383
|
***
|
|
RANK
|
IRA - 1-MONTH JUMBO CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
****
|
| 2 |
MetLife Bank, 866-226-5638
|
***
|
|
RANK
|
IRA - 2-MONTH JUMBO CD
|
STARS
|
| 1 |
First NB of Baldwin County, 251-943-5656
|
****
|
|
RANK
|
2-MONTH JUMBO CD
|
STARS
|
| 1 |
Advanta Bank Corp. , 800-788-2632
|
*****
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Beal Bank Nevada, 866-375-3500
|
****
|
|
RANK
|
3-MONTH JUMBO CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Excel National Bank, 310-362-2020
|
***
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
|
RANK
|
IRA - 3-MONTH JUMBO CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 2 |
American Bank, 888-366-6622
|
****
|
| 3 |
Heritage Bank, 800-344-7048
|
***
|
|
RANK
|
IRA - 6-MONTH JUMBO CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Heritage Bank, 800-344-7048
|
***
|
|
RANK
|
6-MONTH JUMBO CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 3 |
UmbrellaBank.com, 205-951-7307
|
*
|
|
RANK
|
1-YEAR JUMBO CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Intervest Natl Bk, 212-218-8383
|
***
|
|
RANK
|
IRA - 1-YEAR JUMBO CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Heritage Bank, 800-344-7048
|
***
|
|
RANK
|
18-MONTH JUMBO CD
|
STARS
|
| 1 |
Eastern Svgs Bk, 800-787-7ESB
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Fireside Bank, 800-933-2323
|
****
|
|
RANK
|
2-YEAR JUMBO CD
|
STARS
|
| 1 |
Eastern Svgs Bk, 800-787-7ESB
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Advanta Bank Corp. , 800-788-2632
|
*****
|
|
RANK
|
IRA - 2.5 YEAR JUMBO CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 2 |
Heritage Bank, 800-344-7048
|
***
|
| 3 |
American Bank, 888-366-6622
|
****
|
|
RANK
|
2.5 YEAR JUMBO CD
|
STARS
|
| 1 |
Eastern Svgs Bk, 800-787-7ESB
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Fireside Bank, 800-933-2323
|
****
|
|
RANK
|
5-YEAR JUMBO CD
|
STARS
|
| 1 |
Eastern Svgs Bk, 800-787-7ESB
|
*
|
| 2 |
Capital One NA, 800-564-7426
|
*****
|
| 3 |
Intervest Natl Bk, 212-218-8383
|
***
|
|
RANK
|
IRA - 5-YEAR JUMBO CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 2 |
American Bank, 888-366-6622
|
****
|
| 3 |
Heritage Bank, 800-344-7048
|
***
|
|
RANK
|
IRA - $25,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 2 |
American Bank, 888-366-6622
|
****
|
| 3 |
Heritage Bank, 800-344-7048
|
***
|
|
RANK
|
$25,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Imperial Capital Bank, 866-413-5626
|
**
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
|
RANK
|
$25,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
|
RANK
|
IRA - $25,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
American Bank, 888-366-6622
|
****
|
|
RANK
|
MMA $10K
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 3 |
UmbrellaBank.com, 888-639-7688
|
*
|
|
RANK
|
IRA - $50,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 2 |
American Bank, 888-366-6622
|
****
|
| 3 |
Heritage Bank, 800-344-7048
|
***
|
|
RANK
|
$50,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 3 |
Imperial Capital Bank, 866-413-5626
|
**
|
|
RANK
|
$50,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
|
RANK
|
IRA - $50,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
American Bank, 888-366-6622
|
****
|
|
RANK
|
IRA - MMA $10K
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
***
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
IRA - $25,000 MINI JUMBO MMA
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
***
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
$25,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 3 |
UmbrellaBank.com, 888-639-7688
|
*
|
|
RANK
|
$50,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Corus Bank, 800-989-5101
|
**
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 3 |
UmbrellaBank.com, 888-639-7688
|
*
|
|
RANK
|
IRA - $50,000 MINI JUMBO MMA
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
***
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
IRA - 4-YEAR CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 2 |
American Bank, 888-366-6622
|
****
|
| 3 |
First Trade Union Bk, 800-242-0272
|
****
|
|
RANK
|
4-YEAR JUMBO CD
|
STARS
|
| 1 |
Eastern Svgs Bk, 800-787-7ESB
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Capital One NA, 800-564-7426
|
*****
|
|
RANK
|
IRA - 4-YEAR JUMBO CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 2 |
American Bank, 888-366-6622
|
****
|
| 3 |
Heritage Bank, 800-344-7048
|
***
|
|
RANK
|
IRA - MONEY MARKET ACCOUNT
|
STARS
|
| 1 |
EverBank, 888-882-3837
|
***
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
BankDirect, 877-839-2737
|
****
|
|
RANK
|
IRA - 6-MONTH CD
|
STARS
|
| 1 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
American Bank, 888-366-6622
|
****
|
|
RANK
|
saving accounts
|
STARS
|
| 1 |
UFBDirect.com, 888-580-0049
|
***
|
| 2 |
iGObanking.com, 718-512-2710
|
***
|
| 3 |
OneUnited Bank, 323-290-7594
|
***
|
|
RANK
|
9 month
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
GMAC Bank , 866-246-2265
|
***
|
|
RANK
|
9month jumbo
|
STARS
|
| 1 |
UmbrellaBank.com, 205-951-7307
|
*
|
| 2 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 3 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
|
RANK
|
3yr cd jumbo
|
STARS
|
| 1 |
Capital One NA, 800-564-7426
|
*****
|
| 2 |
American Bank, 888-366-6622
|
****
|
| 3 |
Discover Bank, 800-347-7000
|
****
|
|
RANK
|
IRA - 9-MONTH CD
|
STARS
|
| 1 |
Intervest Natl Bk, 212-218-8383
|
***
|
| 2 |
Countrywide Bank, FSB, 800-479-4221
|
U
|
| 3 |
M&T Bank, NA, 800-528-6532
|
****
|
The following chart shows the institutions that most often provided the highest yields for nationally available MMAs and CDs that can be opened by mail/phone during the first quarter of 2008. At the end of each calendar quarter, bankrate.com ranks all of the institutions that have provided listings for the 100 Highest Yields newsletter during the calendar quarter and awards Top Tier ranking to the highest three in each category, such as the 1-year CD. The overall rank that each institution earns is based on the number of times within the quarter that the institution's yield was among the top 20 for the product category and the relative position of the yield in relation to the others in the product category.