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Mortgage Calculator

Interest-only loan payment calculator

The rates on interest-only loans can change as often as every month, or may be fixed for a 10-year period. Check to see when and how often your interest-only rate can change.

Recalculate your interest-only payment before your next scheduled rate adjustment. Also, beware of balloon loans or negative amortization loans, where the amount you pay is not enough to pay the interest and the balance actually increases over time.

Enter your information to get calculations and advice!
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Adjustable Rates (ARMs) and Interest Only (IOs)
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About our rates
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About this index
Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed
4.96%
5.03%
15 yr fixed
4.53%
4.56%
5/1 ARM
4.21%
4.19%
30 yr fixed refi
4.98%
5.05%
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