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CD rates may sacrifice safety

A saver tempted by high CD rates may be sacrificing the security of FDIC insurance.

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Rate Watch»
Prime and other leading rates
See prime rate, as reported by The Wall Street Journal, and federal funds and COFI rates.
CD Rate Trend Index
Experts and Bankrate analysts comment on rate trends.
Treasury securities
Following the movement of interest rates? Take a look at these common government debt instruments.
LIBOR rates and other indexes
The LIBOR is a common benchmark interest rate index used to make adjustments to ARMs.
Key economic statistics
Watch these key pieces of data, including GDP and unemployment numbers.
CERTIFICATES OFDEPOSIT (CDs)
MONEY MARKET ACCOUNTS (MMAs)
About this index
CDs Overnight Averages
Product Yield +/- Last week
6 Mo CD
1.16%
1.23%
1 Yr CD
1.65%
1.70%
5 Yr CD
2.94%
2.95%
1 Yr Jumbo CD
1.39%
1.40%
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ByDon Taylor, Ph.D., CFA, CFP
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A saver tempted by high CD rates may be sacrificing the security of FDIC insurance.
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