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CD Rates

National High Yield:
Find the best and latest high yield CD rates
  • Search Summary
    Your Search
  • Results Range
  • Bankrate.com
    National Average*
  • Bankrate.com
    Site Average*
  • 1 yr CD
  • 0.40% APY - 1.31% APY
  • 0.27% APY
  • 0.70% APY
1 yr CD
  • Institution
  • APY
  • Rate
  • Min Deposit
  • Questions?
  • Learn More
  • Chartway Federal Credit Union
  • APY
    1.31%
    Compounded quarterly
    Tue Mar 31
  • Rate
    1.30%
    Compounded quarterly
  • Min Deposit
    $25,000
  • Connexus Credit Union
  • APY
    1.30%
    Compounded quarterly
    Tue Mar 31
  • Rate
    1.30%
    Compounded quarterly
  • Min Deposit
    $5,000
  • Lone Star Bank
  • APY
    1.25%
    Compounded daily
    Tue Mar 31
  • Rate
    1.24%
    Compounded daily
  • Min Deposit
    $1,000
  • BankDirect
  • APY
    1.21%
    Compounded daily
    Tue Mar 31
  • Rate
    1.20%
    Compounded daily
  • Min Deposit
    $10,000
  • Congressional Bank
  • APY
    1.20%
    Compounded daily
    Tue Mar 31
  • Rate
    1.19%
    Compounded daily
  • Min Deposit
    $50,000
  • California First National Bank
  • APY
    1.16%
    Compounded monthly
    Tue Mar 31
  • Rate
    1.15%
    Compounded monthly
  • Min Deposit
    $5,000
  • VirtualBank
  • APY
    1.16%
    Compounded monthly
    Tue Mar 31
  • Rate
    1.15%
    Compounded monthly
  • Min Deposit
    $10,000
  • Sallie Mae
  • APY
    1.15%
    Compounded daily
    Tue Mar 31
  • Rate
    1.14%
    Compounded daily
  • Min Deposit
    $2,500
  • Midwest Regional Bank
  • APY
    1.11%
    Compounded monthly
    Tue Mar 31
  • Rate
    1.11%
    Compounded monthly
  • Min Deposit
    $1,000
  • AloStar Bank of Commerce
  • APY
    1.10%
    Compounded daily
    Tue Mar 31
  • Rate
    1.09%
    Compounded daily
  • Min Deposit
    $1,000
  • GE Capital Bank
  • APY
    1.10%
    Compounded daily
    Tue Mar 31
  • Rate
    1.09%
    Compounded daily
  • Min Deposit
    $500
  • Colorado Federal Savings Bank
  • APY
    1.10%
    Compounded daily
    Tue Mar 31
  • Rate
    1.09%
    Compounded daily
  • Min Deposit
    $5,000
  • Silvergate Bank
  • APY
    1.08%
    Compounded daily
    Tue Mar 31
  • Rate
    1.07%
    Compounded daily
  • Min Deposit
    $25,000
  • giantbank.com
  • APY
    1.06%
    Compounded daily
    Tue Mar 31
  • Rate
    1.05%
    Compounded daily
  • Min Deposit
    $2,500
  • Ally Bank
  • APY
    1.05%
    Compounded daily
    Tue Mar 31
  • Rate
    1.04%
    Compounded daily
  • Min Deposit
    $0
  • TIAA Direct
  • APY
    1.01%
    Compounded daily
    Tue Mar 31
  • Rate
    1.00%
    Compounded daily
  • Min Deposit
    $1,000
  • Home Savings Bank
  • APY
    1.00%
    Compounded daily
    Tue Mar 31
  • Rate
    1.00%
    Compounded daily
  • Min Deposit
    $10,000
  • Pentagon Federal Credit Union
  • APY
    1.00%
    Compounded daily
    Tue Mar 31
  • Rate
    1.00%
    Compounded daily
  • Min Deposit
    $1,000
  • First Internet Bank of Indiana
  • APY
    1.00%
    Compounded monthly
    Tue Mar 31
  • Rate
    1.00%
    Compounded monthly
  • Min Deposit
    $1,000
  • Discover Bank
  • APY
    0.95%
    Compounded daily
    Tue Mar 31
  • Rate
    0.95%
    Compounded daily
  • Min Deposit
    $2,500
  • Presidential Bank, FSB
  • APY
    0.95%
    Compounded monthly
    Tue Mar 31
  • Rate
    0.95%
    Compounded monthly
  • Min Deposit
    $1,000
  • Goldwater Bank
  • APY
    0.95%
    Compounded daily
    Tue Mar 31
  • Rate
    0.95%
    Compounded daily
  • Min Deposit
    $5,000
  • EH National Bank
  • APY
    0.90%
    Compounded daily
    Tue Mar 31
  • Rate
    0.90%
    Compounded daily
  • Min Deposit
    $10,000
  • E-LOAN
  • APY
    0.85%
    Compounded daily
    Tue Mar 31
  • Rate
    0.85%
    Compounded daily
  • Min Deposit
    $10,000
  • Barclays
  • APY
    0.80%
    Compounded daily
    Tue Mar 31
  • Rate
    0.80%
    Compounded daily
  • Min Deposit
    $0
  • Salem Five
  • APY
    0.80%
    Compounded monthly
    Tue Mar 31
  • Rate
    0.80%
    Compounded monthly
  • Min Deposit
    $10,000
  • USAA
  • APY
    0.71%
    Compounded monthly
    Tue Mar 31
  • Rate
    0.71%
    Compounded monthly
  • Min Deposit
    $1,000
  • TAB Bank
  • APY
    0.65%
    Compounded daily
    Tue Mar 31
  • Rate
    0.65%
    Compounded daily
  • Min Deposit
    $1,000
  • ableBanking, a division of Northeast Bank
  • APY
    0.65%
    Compounded daily
    Tue Mar 31
  • Rate
    0.65%
    Compounded daily
  • Min Deposit
    $1,000
  • NewDominion Bank
  • APY
    0.60%
    Compounded daily
    Tue Mar 31
  • Rate
    0.59%
    Compounded daily
  • Min Deposit
    $1,000
  • Bank of Internet USA
  • APY
    0.55%
    Compounded daily
    Tue Mar 31
  • Rate
    0.55%
    Compounded daily
  • Min Deposit
    $1,000
  • 5 Star Bank
  • APY
    0.40%
    Compounded daily
    Tue Mar 31
  • Rate
    0.40%
    Compounded daily
  • Min Deposit
    $1,000
  • Fidelity Bk of FL, N.A
  • APY
    0.40%
    Compounded monthly
    Tue Mar 31
  • Rate
    0.40%
    Compounded monthly
  • Min Deposit
    $5,000
See More Rates

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CD Rates Help

A certificate of deposit, or CD, is one of the safest and most predictable investments around. As long as the CD is backed by the FDIC, it's guaranteed not to lose principal, and in most cases, investors can count on earning a stable return for the full term of the CD. Find out more about the factors that you need to consider when choosing a CD below.

  • Term

    The length of time until the CD matures and the money deposited within can be withdrawn without penalty.

  • APY

    Short for annual percentage yield, APY is the total return of the CD per year, taking into account the beneficial effect of compounding.

  • Rate

    The percentage of the CD's principal paid out annually in interest. Does not take into account the effect of compounding.

  • Minimum deposit

    The minimum amount of money you need to open a particular CD. Banks may be willing to pay higher rates of interest on CDs with higher minimum deposits.

  • FDIC-insured

    Short for Federal Deposit Insurance Corporation, the FDIC is an independent government-backed agency that covers the deposits of accountholders at FDIC-insured banks. FDIC-insured deposits are backed by the full faith and credit of the U.S. government, and since the agency was established in 1933, no depositor has lost a single cent of insured principal.

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