Personal loans may be used for debt consolidation, home improvement projects or for a major purchase, like a car. Unlike a
home equity loan or line of credit, a personal loan is unsecured, meaning your home or another asset will not being used as
The very best rates are reserved for borrowers with the highest credit scores.
We've teamed up with the best personal loans partners
6.68% - 6.78%
Pay down your credit cards - or pay them off
Make one low, fixed monthly payment
Build credit while paying down debt
Fast and easy online process
Annual Percentage Rates presented are estimated and were created based upon information entered by the consumer and through analysis
of information publicly available at lendingclub.com. The estimated APR presented does not bind Lending Club or any lender originating
loans through the Lending Club platform. The range of APR available through Lending Club is 5.99% to 32.99%. Only borrowers with
excellent credit will qualify for the lowest rate available. Your actual APR depends upon credit score, loan amount, loan term, credit
usage and history. All loans are subject to credit review and approval.
as low as 5.99%
Debt Consolidation Rates from 5.99% to 10.29% APR** w/ AutoPay
No FEES or prepayment penalties
Joint applications welcome
Loans from $5,000 - $100,000
**The APR listed is for an unsecured miscellaneous/other purpose loan between $10,000 and $25,000 with a term between 24 and 36 months, for applicants with excellent credit and the AutoPay repayment option.
The APR presented is not based on your specific credit criteria. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rates under the invoicing option are 0.50% higher. All loans are subject to credit approval.
Conditions and limitations apply. Payment example: Monthly payments for a $10,000 loan at 5.99% APR with a term of 3 years would result in 36 monthly payments of $304.17.
6% - 6.31%
Rates starting at *5.99% APR
Access to offer in 5 minutes
Up to $35,000 and in as few as 5 days
APRs presented are estimated and were created based upon information entered by the consumer and through analysis of information publicly
available at Prosper.com. The estimated APR presented does not bind Prosper. The range of APR available through Prosper is 5.99% to 35.97%.
Only borrowers with excellent credit qualify for the lowest rate available. Your actual APR depends upon credit score, Prosper Rating, loan
amount, loan term, credit usage and history. All loans are subject to credit review and approval. Loans through Prosper are made by WebBank,
a Utah-chartered Industrial Bank, member FDIC.
6.24% - 7.63%
Borrow $5,000- $100,000 at variable rates that start at 4.05% APR and fixed rates that start at 5.50% (with AutoPay)
No Fees, No Catch:
No application or origination fees, and no pre-payment penalties. What you see is what you get.
Easy Application Process:
Simple online application and access to live customer support 7 days a week.
SoFi Member Benefits:
If you lose your job, we'll temporarily pause your payments and help you find a new job.
*Terms and Conditions apply. SoFi personal loans are not available in all states. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Fixed rates from 5.500% APR to 9.990% (with AutoPay). Variable rates from 4.05% APR to 8.05% APR (with AutoPay). SoFi rate ranges are current as of November 1, 2015 and are subject to change without notice. If approved for a loan, the fixed or variable interest rate offered will depend on the borrower’s creditworthiness and the term of the loan, and will be within the ranges of rates listed above. Lowest rates are reserved for the best borrowers. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. See website for APR examples and terms. SoFi loans are originated by SoFi Lending Corp (dba SoFi) California Finance Lender #6054612. NMLS #1121636.
*Assumptions are based on a 36 month term debt consolidation loan.
Top Reasons People Choose Personal Loans
Personal loan rates are generally lower than credit card rates, so consolidating debt could save thousands of dollars on interest payments.
Whether you want to make home repairs, remodel, get new appliances, install a pool, or just furnish your house, a personal loan makes it easy
to finance any home improvement.
Whether purchasing a vehicle, having a medical procedure or any other major purchase, personal loans are a flexible tool to help you get what you want.
To make sure you're getting the best loan, you can get multiple offers from different lenders, including interest rate
and fees, and pick the best one for you.
Get approved & funded
After applying you may be asked to supply pay stubs or bank statements to show your income. The time from applying to getting
funded can sometimes be the same day, but we are seeing an average time of 5 business days across our partners.