Mortgage rates, home loans and advice regarding ARM and fixed mortgages.

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Although mortgage insurance may seem necessary for some, there are ways around it. Weigh the pros and cons here.
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Follow these tips to get the best mortgage rate, whether you're buying your first home or refinancing.
These days, homebuyers have fewer home loan options. We explain what they are and how they work.
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Mortgage rates continued to decline, reports Kristin Arnold.
Rates fall again, even as the Fed withdraws, and the mortgage world tries to figure out why.
The 30-year fixed mortgage declined for the third week, setting another low in 2010.
New short sale rules affect not only sellers and lenders, but homebuyers as well.
Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages.
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See rates from our survey of CDs, mortgages, home equity products, auto loans and credit cards.

Mortgages
The 30-year fixed mortgage declined for the third week, setting another low in 2010.

Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.04%
5.00%
15 yr fixed
4.35%
4.35%
5/1 ARM
3.92%
3.94%
30 yr fixed refi
5.06%
5.02%
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These factors should be weighed before a college graduate makes either choice.
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