Advice about mortgages, home equity loans and line of credit issues.

Pay IRA penalty or foreclose?

To save a home with nearly $200,000 in equity, be willing to pay a penalty -- or maybe not.

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mortgage
Closing fees, also called settlement costs, cover almost every expense associated with your home loan.
mortgage
Follow these tips to get the best rate on a mortgage, whether you're buying your first home or refinancing an existing one.
real estate
Here's how to realize less home can be more and that "there's no place like home."
Not sure how your home's value stacks up against your mortgage loan? Try our new calculator.
Despite record low rates, mortgage applications have plummeted recently. What's the problem?
A woman continues to pay her half of the mortgage while her spouse makes excuses.
Existing homeowners now have a shot at the new home tax credit. Is it the right move for you?
Many lenders are offering jumbo mortgages now, but requirements are stricter.
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See rates from our survey of CDs, mortgages, home equity products, auto loans and credit cards.

Mortgages
Despite record low rates, mortgage applications have plummeted recently. What's the problem?

Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.02%
4.98%
15 yr fixed
4.55%
4.54%
5/1 ARM
4.18%
4.09%
30 yr fixed refi
5.03%
5.00%
View rates in your area:
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real estate
Sellers don't like them, but in this crowded market, they're more agreeable to a contingency clause.
mortgage
Check supply and demand to see if the housing market is set for a rebound.
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