National mortgage rates for April 30, 2015

Interest Rate Roundup

Find the best mortgage rates in your area.


  • 30-year fixed: 3.86%
  • Average points: 0.22

Mortgage rates rose this week, according to Bankrate's latest survey of interest rates.

The average rate for a 30-year fixed mortgage rose 7 basis points to 3.86 percent. The average rate for a 15-year fixed-rate mortgage rose 4 basis points to 3.07 percent. A basis point is one-hundredth of 1 percent.

The rate for a typical 30-year jumbo mortgage rose 5 basis points to 3.97 percent. A jumbo mortgage is a loan that usually exceeds $417,000.

The 5/1 adjustable-rate mortgage ticked up 2 basis points to 3.11 percent. With a 5/1 ARM, the rate is fixed for five years and adjusted annually thereafter.




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