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Mortgage Rate Trend Index

 
 

Will rates go up, down or remain unchanged?

Polyana da CostaPolyana da Costa
Mortgage reporter, Bankrate.com
I think the news out of Greece and the end of "QE2" will likely result in higher rates for a couple of days, but I'm betting they'll fall again by the time we conduct our survey next week.
Michael BeckerMichael Becker
Mortgage banker, Happy Mortgage, Lutherville, Md.
Mortgage rates have spiked in the last few days. The combination of Treasury auctions, the ending of the second round of quantitative easing and the Greek austerity vote have been the main reasons for this rise in rates. I think the rise in rates will be transitory once it becomes evident that the economy is still weak and that the solution to Greece's debt problem is not more debt. Mortgage rates will fall in the coming week.
 
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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
4.01% 4.04%
15 yr fixed mtg
3.11% 3.18%
5/1 ARM
2.82% 2.88%
30 yr fixed mtg refi
4.00% 4.03%
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