’s CD early withdrawal penalty study surveyed 100 banks and thrifts across the nation from the top 10 metropolitan markets. Included were the top five banks and the top five thrifts, by deposit size, in each market. The top five credit unions from across the country, by assets, were surveyed as well. Click the market’s name to see details.

To learn more about CDs, check out Bankrate’s 2006 early withdrawal penalty study and the 2008 survey of where to find the best CD rates.

Data collection by Bankrate researcher Heather Kuhn.

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