National auto loan rates for Jan. 22, 2015

Interest Rate Roundup

Find the best auto rates in your area.

Auto Loans

  • 60-month, new car: 4.08%
  • 36-month, used car: 4.9%

Rates on auto loans were mostly unchanged this week, according to Bankrate's latest survey of interest rates.

The average rate for a 60-month new car loan ticked up 1 basis point to 4.08 percent. For the second straight week, the average rates for 48-month and 36-month new car loans held at 4.04 percent and 4.02 percent, respectively.

A basis point is one-hundredth of 1 percent.

The average rate for a 48-month used car loan was 5.02 percent again this week. The average rate for a 36-month used car loan kept its place at 4.9 percent.





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