National auto loan rates for Jan. 29, 2015

Interest Rate Roundup

Find the best auto rates in your area.

Auto Loans

  • 60-month, new car: 4.07%
  • 36-month, used car: 4.87%

Auto loan rates barely budged this week, according to Bankrate's latest survey of interest rates.

The average rates for 60-month and 36-month new car loans inched down 1 basis point to 4.07 percent and 4.01 percent, respectively. A basis point is one-hundredth of 1 percent.

For the third consecutive week, the average rate for a 48-month new car loan was 4.04 percent.

The average rate for a 48-month used car loan fell 2 basis points to 5 percent, and the average rate for a 36-month used car loan fell 3 basis points to 4.87 percent.





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