National auto loan rates for Dec. 18, 2014

Interest Rate Roundup
Find the best auto rates in your area.

Auto Loans

  • 4.06% (60-month, new car)
  • 4.93% (36-month, used car)

Rates on auto loans inched up this week, according to Bankrate's latest survey of interest rates.

The average rates for 60-month and 36-month new car loans rose 1 basis point, to 4.06 percent and 3.99 percent, respectively. The rate for a 48-month new car loan also rose 1 basis point to 4.01 percent.

A basis point is one-hundredth of 1 percent.

The average rate for a 36-month used car loan rose 1 basis point to 4.93 percent. The 48-month used car rate also ticked up 1 basis point, punching in at 5 percent.





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