Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Editor's picks
What's new
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The best ways to borrow money
You can save money if you borrow money wisely.
9 min read May 16, 2024 -
How to find a $80,000 personal loan
Several lenders offer loans for $80,000.
5 min read May 16, 2024 -
Truist Ready Now Personal Loan: 2024 Review
Truist offers personal loans, but its Ready Now product has become a line of credit.
3 min read May 16, 2024 -
What is the average personal loan interest rate?
Check your eligibility before applying for a $15,000 personal loan.
4 min read May 14, 2024 -
Personal loan origination fees and other fees to watch out for
Look for origination fees, late fees and NSF fees when comparing bad credit loans.
5 min read May 14, 2024 -
The easiest loans to get
Just because a loan is easy to get approved for doesn’t mean it’s the best option.
7 min read May 13, 2024 -
How to qualify for competitive rates on low-interest personal loans
Here’s how to qualify for a low-interest personal loan.
7 min read May 09, 2024 -
What is an unsecured loan?
These loans don’t require collateral and typically charge higher interest rates.
7 min read May 09, 2024 -
What is the APR on a personal loan?
An APR is a snapshot of how much your personal loan will cost each year.
3 min read May 09, 2024 -
What is a low-interest personal loan?
You’ll need excellent credit and good finances to qualify.
4 min read May 09, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham, a Certified Financial Education Instructor℠, has been a personal finance writer with Bankrate since 2020.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.