Auto
Before setting your sights on your dream car it’s important to secure financing and insurance to ensure your vehicle is paid for and protected for miles to come.
Auto resources 101
Before setting your sights on a sedan or convertible, you must first sign off on the perfect auto loan for your financial needs. Take the following steps before getting behind the wheel of your new vehicle.
Shop around to find the best rate
Before you sign off on dealership financing, it is important to consider other sources of funding like banks, credit unions or online lenders.
Lock in a rate by getting preapproved
Preapproval gives you a firm idea of how much you will be spending each month and lets you compare offers from multiple lenders.
Be prepared for signing
To sign off on your new loan, you will likely need information like proof of income, address and insurance, along with your driver's license.
Begin making loan payments
You're now one step closer buying your vehicle! Now you'll just need to handle your monthly payments.
RECOMMENDED READING
Auto loan refinancing guide
How much car can I afford?
Auto loan reviews
Car insurance is a way to protect yourself financially if you are involved in a car accident or suffer a loss through fire, theft, vandalism or an act of nature. Car insurance is one of the most important parts of your financial portfolio, but how do you make sure you choose the best company for your needs?
Determine how much coverage you'll need
Evaluating your circumstances may help narrow down the selection of carriers and help you focus on one offering the coverage options you need.
Shop rates and compare quotes
Find the right provider for you by shopping around
Once you know your needs, you can begin seeking out insurance companies that might align with your circumstances.
Ready for your rates?
While the rates shown are a helpful starting point, they’re no substitute for personalized quotes. Answer a few questions to start your quotes in 3 minutes or less.
Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Check reviews and ratings to see what others are saying
Verified third-party ratings available to take the guesswork out of finding companies with strong customer service and financial strength ratings.
Bankrate Award winners
Bankrate Rating = 4.4/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.0/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.7/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Find your best quote based on coverage
Comparing carriers highlights the difference in rates, but it also shows which carriers offer the coverage options and discounts you are looking for based on your needs.
Estimate your car insurance cost
Calculate your monthly car insurance payment
Get a quick estimate to make sure you're not overpaying.
Your estimate awaits...
Answer a few questions to reveal your payment
The results are in...
Your estimated payment
Ready for real rates?
Crunching the numbers...
An error occurred...
We're unable to estimate your payment
Ready for real rates?
Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Editor's Picks
Latest Articles
-
Road rage statistics and facts in 2024
Road rage isn’t uncommon. Check what the data says about its impact.
7 min read May 17, 2024 -
Considering a side hustle? You might need insurance for that
Starting a side hustle? You might want to get your insurance sorted out first.
7 min read May 17, 2024 -
Car insurance after a hit-and-run in Missouri
Here’s how a hit-and-run might affect your car insurance in Missouri.
5 min read May 17, 2024 -
North Dakota PIP insurance
Bankrates explores what North Dakota PIP insurance is and what it covers.
7 min read May 17, 2024 -
Gap insurance in Colorado
Gap insurance may help if your car is totaled but you have an outstanding car loan.
6 min read May 16, 2024 -
Driving without insurance in Rhode Island
Bankate explores how driving without insurance can impact you in Rhode Island.
5 min read May 16, 2024 -
What is full coverage car insurance?
What exactly is full coverage car insurance? Bankrate explains.
8 min read May 16, 2024 -
What is total loss car insurance?
Is total loss car insurance worth having? Bankrate explores your options.
9 min read May 16, 2024 -
Best roadside assistance
What is the best roadside assistance plan for you? Bankrate compares the options.
6 min read May 15, 2024 -
Alabama car insurance laws
Drive safer in Alabama knowing what the law requires.
6 min read May 15, 2024