Refinance

Refinance

	6 questions to ask before a refinance Mortgage rates are below 4 percent. Ask these questions before jumping at a home refinance. Refinance to a 20- or 30-year mortgage? Why a refinance is a great way to invest How to refinance a house you're renting out

	Recent refinance stories
	Is window closing on getting a great home refinance? An expert says it is a great time to refinance -- but it may not stay that way. 5 ways to screw up a mortgage refinance A mortgage refinance is trickier than it was a few years ago. Here are five ways to mess up. 7 reasons you should refinance right now A refinance can have many benefits, from getting a lower rate to consolidating debt. Is refinancing your VA home loan worth it? Refinancing -- Veterans Affairs loan or not -- is a major move. Follow this guide. Factors that influence your refinance rate Can't refinance your mortgage at the advertised rate? See which factors govern a refi deal. Mortgage rates tumble near record lows again Mortgage rates finally fall after having risen four weeks in a row. Time to refinance? Mortgage rates keep rising despite recession fear If Congress ushers in another recession, will that be good for mortgage rates, or bad? Whisper of good economic news lifts mortgages Mortgages have risen three weeks in a row. Here's why you still have time to refinance. Mortgage rates sustain their upward bounce Mortgages are still low, and underwater homeowners are refinancing in big numbers. Rates rise, along with optimism about the euro Mortgages rise for the first time in four months because a banker in Frankfurt opens his mouth. My refi's a HELOC. Anything wrong with that? You found out your new mortgage is really a home equity line. Here's your loan lowdown. Mortgages have fallen and they can't get up With an aimless Congress, feeble Fed and infirm Europe, there's no oomph to boost mortgages. Euro-crisis pushes rates to an even-lower low! The U.S. mortgage market walks into a bar. The bartender says: "Why the low rates?" Why we refinanced: 3 homeowners tell all Three homeowners describe the pleasures and pitfalls of refinancing their mortgages. If you can afford a 15-year refi, do it! The shorter term can be worth the higher monthly payments if you don't shortchange other goals. Blah job stats deliver lovely mortgage rates Mortgage rates fall to record lows because of sputtering employment and political uncertainty. Mortgage rates sink amid disquiet over euro Mortgages test a new low, despite Europe's latest effort to ease its debt crisis. Rates stay down while housing markets inch up Those folks in Europe really know how to hold down mortgage rates in the States. Mortgage rates slip on Europe, fall on the Fed Turmoil in Europe brings contentment to borrowers in the States because of low rates. The slippery slope of serial home refinancing At today's low rates, a refi is tempting. Follow these tips to make sure it's right for you. What's so 'goofy' about low mortgage rates? The 30-year fixed is in record territory again. But can you actually snag that rate? With record-low rates, is it time to re-refi? Low rates let borrowers refinance their mortgages mere months after their previous refis. Rates get smaller and loan terms get shorter Mortgage rates have dropped to a record low again. How about refinancing into a 15-year loan? Rates are great, home prices less filling Can you afford a house? Mortgage rates are at rock bottom and home prices are about to climb. Use tax refund to cut my mortgage payment? Using your tax refund to pay down your mortgage is just one way to reduce your monthly bill. How can I avoid these scary closing costs? Before you rule out a refinance over the expense, consider the monthly and long-term savings. Rates keep dropping and refis are hopping As mortgage rates fall below 4 percent, homeowners are refinancing in droves. With mortgage rates so low, how to swing a refi? Cash-in? Cash-out? HARP? There's more than one way to refinance and grab today's low rates. Mortgages flirt with 4 percent but play hard to get As mortgage rates fall to a record low, why aren't more people buying houses? Will a cash-out refi come back to bite me? There are times when home sellers wish they hadn't used their property as a piggy bank. Grazie, Europe! Mortgages claim record low The Fed and the debt-squabbling Europeans are behind mortgage rates' long stay in the cellar. Video: What is a cash-out refinance? Looking to renovate your home? You can take more than you need in a refinance to cover it. Homeowners snag refis at near record-low rates Homeowners are jumping onto the refinance bandwagon as rates remain near record lows. What you need to know about HARP 2.0 refinancing If your mortgage is deeply underwater, HARP 2.0 could offer a chance to refinance. Pain in Spain falls plainly on mortgage rates Mortgage rates fall as European debt doubts move to Spain, and U.S. job growth slows. Should I do a cash-out refinance to invest? Low rates may tempt you to tap your home for investment money. Find out if that's worth doing. Cash-out refinance to pay off credit card debt? At today's rates, a cash-out refi seems the way out of credit card debt, but do the math first. Use cash-out refinancing to pay $20,000 debt? Yes, to refinancing. No, to taking cash out. The refi can help to pay your debt in another way. Don't let taxes determine whether you refinance Wondering whether to refinance your home? Don't let taxes come before these other factors. Flowchart: Are you eligible for a HARP 2.0 refi? See whether you'll qualify for the more generous Home Affordable Refinance Program. How to refinance when you have a second mortgage It's not easy to refinance your mortgage when you have equity debt. Here are the options. Mortgage rates are higher, but not scarily so Wake up and smell the mortgage rates: They're still tasty, albeit higher than last week. Mortgage rates fall again to another record low Mortgage rates headed down again, even though the economy is sort of looking up. Kind of. What factors go into a refinancing decision? Lowering interest isn't the only goal in refinancing. Ponder these other reasons first. Mortgages inch up from last week's record lows A good jobs report pushes up mortgage rates, which remain temptingly low for refinancers. Mortgage rates plunge to record lows again As mortgage rates dive, the president proposes a way to let more homeowners refinance.

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30 yr fixed average
3.77%

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Mortgage Overnight Averages

Product	Rate	+/-	Last week
30 yr fixed mtg	3.77%		3.60%
15 yr fixed mtg	2.88%		2.74%
5/1 ARM	2.66%		2.54%
30 yr fixed mtg refi	3.76%		3.58%

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6 questions to ask before a refinance

Recent refinance stories