Personal Loan Resource Center

Personal loan can be your Plan B

If you're turned down for other financing, a personal loan can be your fallback. Read more

Personal loan rates fall

Now may be the right time to take out a loan for debt consolidation or home improvements. Read more

Where personal loan debt soars

Borrowers in these 10 states have the most personal loan debt, on average. Read more

5 C's to obtain a personal loan

If you're assessing your chances of getting a loan approved, consider these factors. Read more

See all Personal Loans articles

Loan Search

Loan Purpose

More On Personal Loans

Mortgages without the human touch

If it's an online experience you prefer, maybe the personal loans marketplace is for you. Read more

Personal loan to consolidate debt

If you want to consolidate credit card debt, a personal loan may be a good option. Read more

10 personal loan tips for 2016

If you shop for a personal loan in 2016, follow these tips for the best deal. Read more

How to get a personal loan

Personal loans are no longer just for people with bad credit. See why demand is up. Read more

Using personal lines of credit

Personal lines of credit can be a source of quick funds, but they have a few drawbacks. Read more

4 foolish credit moves

After you've scored a loan, don't make these credit mistakes. They will cost you money. Read more

Pros and cons of personal loans

Personal loans are a quick source of cash, but be careful how you use them. Read more

Personal, payday loan or pawnshop

You have several choices for borrowing. We compare 3 less conventional options. Read more

Unsecured home improvement loans

If you're weighing an unsecured loan to spruce up your home, ponder these points. Read more

Obtain personal loan to pay debts

If you plan to get a personal loan to rid yourself of bills, take these steps to do it. Read more

Weak credit? Get a loan anyway

A new breed of lenders will look beyond your imperfect credit to give you a personal loan. Read more

Personal loan rate stays put

Personal loan rates don't budge. Find out what's influencing them. Read more

How rising rates affect P2P loans

Fed rate hikes influence an array of loans. Here's how they affect peer-to-peer lending.  Read more

Personal loan vs. store loan

No-interest furniture loans are very enticing. Consider the downside before getting one. Read more

7 signs of a personal loan scam

Follow these cues to avoid falling prey to personal loan fraudsters. Read more

Debt Adviser

Don't be seduced by this debt consolidation plan

Personal Loans »Dear Debt Adviser, I have about $50,000 of debt on credit cards. My credit rating is still high. I am thinking about a debt consolidation loan. Will that adversely affect my credit rating? -- DT