Personal Loans

Personal Loan Rates

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Personal Loan Advice

Pros and cons of personal loans

Personal loans are a quick source of cash, but be careful how you use them. Read more

Set terms when lending to family

Don't let freeloading kids slide on a family loan. Make them pay it off with interest. Read more

The 411 on P2P lending

P2P lending has similarities to and differences from bank lending. Here's what to know. Read more

Personal loans gain traction

Bankrate survey: Personal loans are becoming popular, even with an unlikely group. Read more



What are personal loans?

Also called signature loans and unsecured loans, personal loans are ones that are typically issued and supported only by the borrower's creditworthiness, rather than by collateral.

Personal Loan Tips

Using personal loans to fund home improvements
It's fun to imagine how you'll use a new space in your home, but understanding the specifics of your financing options can help you reach a decision that's as good for your pocketbook as the renovation is for your home. Read more

Researching personal loan rates
Borrowers should expect an interest rate higher than the rate charged for a mortgage or car loan, but as always, it pays to shop around. Read more

3 tips for getting a personal bank loan
The fragile state of the economy may have you seeking out a personal bank loan, but take care to look before you leap. It's important to secure the best interest rate possible before pursuing personal bank loans for temporary financial relief. Here are three tips for acquiring a respectable rate on a personal bank loan. Read more