Gas gift cards
Whether you're planning on stuffing it in a stocking or tucking it under a tree, the gift card is a go-to idea for many a harried shopper.
But what kind of gift card should you get for Aunt Sally or Cousin Mike? That's where Bankrate comes in. Using data collected from our sister site, CreditCards.com, we looked at the terms and features of 62 different gift cards, including general purpose cards, store-branded retail cards, restaurant cards, airline cards and gas station cards.
Using the chart below, you can compare these cards to find out the one that suits your needs based on factors such as the amount you can put on the card to any fees it costs to buy one. This way, everyone comes out a winner this season.
Select card features:
- Inactivity fee
- PIN available
- Loss/theft protection
- eCard offered
- Free shipping
- Purchase fees
- Online balance check
7-ElevenLoading limits: $100 maximum.
Chevron/TexacoLoading limits: $5-$100 available online; $5-$500 available via phone.
- $0.50 purchase fee per card in amounts of $20 and less.
- Chevron/Texaco The card is reloadable at gas stations but not online. There is a 3.75 percent processing fee when the card is ordered online. There's no processing fee if the card is purchased at gas stations.
CitgoLoading limits: $5-$300.
- Can only be bought in store.
ExxonLoading limits: $25, $50, $100.
- 15% fee for devaluation of card and processing the replacement card.
- No fee if purchased at gas stations, but 3.75% online.
- Exxon replacement is possible minus a 15 percent fee for devaluation of the card and processing the new card. There is a 3.75 percent processing (purchase) fee when the card is ordered online. There's no processing fee if the card is purchased at gas stations.
ShellLoading limits: $10-$300.
- Reloadable if marked.
- No purchase fees but personalized.
- Shell offers a refillable gift card that is reloadable and a regular gift card that is not reloadable. USPS mail $2.95, FedEx ground $13.50, FedEx 2-day, $18.50.
Source: Survey conducted by Creditcards.com in early November 2013.