Borrowers
have plenty of options when it comes
to lenders, and some may be a better
fit than others. Analyze your situation
and see which would be best for you.
What kind of borrower are you?
Best source to shop
Excellent credit
Easy access to
financial documents
Long-time employee
of one company
Internet lender, bank or mortgage bank
Self-employed
borrower
Don't want to
share data about income or assets
with mortgage provider
Mortgage broker
Repeat home shopper
Rate-and-term
refinance customer
Financially savvy
Internet lender
ARM shopper
"Relationship"
customer with many accounts at
one institution