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National Highest Yield MMA and Savings Accounts
Find the best and latest high yield Money Market Accounts and Savings Accounts rates.
Search Summary
Your Search
Results Range
Bankrate.com
National Average *
Bankrate.com
Site Average *
MMA & Savings
0.05% APY - 0.90% APY
0.11% APY
0.45% APY
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APY
Institution
Product
Intro Rate
Rate Post Intro
Min to Open
Min to Avoid Fees
Min Monthly Fees
APY:
0.050
Min Deposit:
25000.000
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MMA & Savings
Institution
APY
Rate
Minimums
Comments
1
2
24
1
1
15
31
2
2
0.890
1500
MMA
0.89%
Wed Jun 19
Intro rate:
1.10%
Intro months:
6
Rate post intro:
0.67%
Compounded daily
To open:
$1,500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
Earn a top 5% yield-Always (2) .89% 1st-year APY up to $50K (1)
Contact Us
2
7
3
4
14
6
2
5
5
0.840
0
MMA
0.84%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.84%
Compounded daily
To open:
$0
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
Recognized as "Best Online Bank" - MONEY® Magazine October 2012.
Contact Us
3
8
2
27
15
7
3
6
6
0.840
0
Savings
0.84%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.84%
Compounded daily
To open:
$0
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
Recognized as "Best Online Bank" - MONEY® Magazine October 2012.
Contact Us
4
10
1
6
17
9
20
7
7
0.800
250
MMA
0.80%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.80%
Compounded daily
To open:
$250
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
Plus a .25% bonus EVERY year to give to charity! FDIC insured.
Contact Us
5
1
14
24
9
1
1
1
1
0.900
0
Barclays
Savings
0.90%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.90%
Compounded daily
To open:
$0
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
6
3
27
25
10
2
4
3
3
0.850
1
FNBO Direct
Savings
0.85%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$1
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
7
4
19
26
11
3
32
4
4
0.850
2500
Colorado Federal Savings Bank
Savings
0.85%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$2,500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
8
5
38
2
12
4
37
40
25
0.850
5000
Mutual of Omaha Bank
MMA
0.85%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$5,000
To avoid fees:
$5,000
Monthly fees:
$0.00
Check writing: Yes
See Details
9
6
29
3
13
5
42
34
41
0.850
25000
GE Capital Retail Bank
MMA
0.85%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.85%
Compounded daily
To open:
$25,000
To avoid fees:
$1,500
Monthly fees:
$15.00
Check writing: Yes
See Details
10
9
25
5
16
8
10
39
32
0.800
100
First Internet Bank of Indiana
MMA
0.80%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.80%
Compounded monthly
To open:
$100
To avoid fees:
$4,000
Monthly fees:
$5.00
Check writing: No
See Details
11
11
20
28
18
10
21
8
8
0.800
500
Discover Bank
Savings
0.80%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.80%
Compounded daily
To open:
$500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
12
13
12
7
2
12
11
10
10
0.750
100
Bank of Internet USA
MMA
0.75%
Wed Jun 19
Intro rate:
0.75%
Intro months:
0
Rate post intro:
0.75%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
13
12
16
29
19
11
5
9
9
0.750
1
Capital One 360
Savings
0.75%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.75%
Simple interest
To open:
$1
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
14
15
21
8
21
14
33
35
24
0.700
2500
Discover Bank
MMA
0.70%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.70%
Compounded daily
To open:
$2,500
To avoid fees:
$2,500
Monthly fees:
$0.00
Check writing: Yes
See Details
15
16
43
9
22
16
12
24
28
0.650
100
VirtualBank
MMA
0.65%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.65%
Compounded daily
To open:
$100
To avoid fees:
$100
Monthly fees:
$5.00
Check writing: No
See Details
16
17
13
31
3
17
13
12
12
0.610
100
Bank of Internet USA
Savings
0.61%
Wed Jun 19
Intro rate:
0.61%
Intro months:
0
Rate post intro:
0.61%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
17
18
26
32
23
18
14
29
26
0.600
100
First Internet Bank of Indiana
Savings
0.60%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.60%
Compounded monthly
To open:
$100
To avoid fees:
$1,000
Monthly fees:
$2.00
Check writing: No
See Details
18
19
30
10
24
19
24
13
13
0.600
1000
giantbank.com
MMA
0.60%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.60%
Compounded daily
To open:
$1,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
19
21
36
12
26
21
34
37
38
0.550
2500
Lone Star Bank
MMA
0.55%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.55%
Compounded daily
To open:
$2,500
To avoid fees:
$2,500
Monthly fees:
$10.00
Check writing: Yes
See Details
20
24
15
13
5
24
38
41
42
0.500
5000
California First National Bank
MMA
0.50%
Wed Jun 19
Intro rate:
0.50%
Intro months:
0
Rate post intro:
0.50%
Compounded monthly
To open:
$5,000
To avoid fees:
$5,000
Monthly fees:
$20.00
Check writing: Yes
See Details
21
23
37
34
27
23
19
25
33
0.500
200
Lone Star Bank
Savings
0.50%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.50%
Compounded daily
To open:
$200
To avoid fees:
$200
Monthly fees:
$6.00
Check writing: No
See Details
22
25
22
14
28
25
26
43
43
0.400
1000
EH National Bank
MMA
0.40%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.40%
Compounded daily
To open:
$1,000
To avoid fees:
$10,000
Monthly fees:
$20.00
Check writing: Yes
See Details
23
27
39
15
6
27
27
28
35
0.300
1000
State Farm Bank
MMA
0.30%
Wed Jun 19
Intro rate:
0.30%
Intro months:
0
Rate post intro:
0.30%
Compounded daily
To open:
$1,000
To avoid fees:
$500
Monthly fees:
$10.00
Check writing: Yes
See Details
24
26
34
35
29
26
15
26
27
0.300
100
Intervest National Bank
Savings
0.30%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded daily
To open:
$100
To avoid fees:
$500
Monthly fees:
$4.00
Check writing: No
See Details
25
28
32
36
30
28
28
33
37
0.300
1000
Heritage Bank
Savings
0.30%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded monthly
To open:
$1,000
To avoid fees:
$1,000
Monthly fees:
$10.00
Check writing: No
See Details
26
29
35
16
31
29
35
38
40
0.300
2500
Intervest National Bank
MMA
0.30%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded daily
To open:
$2,500
To avoid fees:
$2,500
Monthly fees:
$12.00
Check writing: Yes
See Details
27
30
23
17
32
30
39
15
15
0.300
5000
E-LOAN
MMA
0.30%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded daily
To open:
$5,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
28
31
40
37
33
31
43
16
16
0.300
25000
Third Federal Savings and Loan
Savings
0.30%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.30%
Compounded monthly
To open:
$25,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
29
32
33
38
34
32
6
17
17
0.250
1
iGObanking.com
Savings
0.25%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.25%
Compounded daily
To open:
$1
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
30
33
8
39
35
33
9
18
18
0.250
50
Ascencia, a div. of PBI Bank
Savings
0.25%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.25%
Compounded monthly
To open:
$50
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
31
34
9
18
36
34
29
30
30
0.200
1000
Ascencia, a div. of PBI Bank
MMA
0.20%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.20%
Compounded monthly
To open:
$1,000
To avoid fees:
$1,000
Monthly fees:
$5.00
Check writing: Yes
See Details
32
36
6
41
7
36
16
20
20
0.100
100
American Bank
Savings
0.10%
Wed Jun 19
Intro rate:
0.10%
Intro months:
0
Rate post intro:
0.10%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
33
37
7
19
8
37
17
31
31
0.100
100
American Bank
MMA
0.10%
Wed Jun 19
Intro rate:
0.10%
Intro months:
0
Rate post intro:
0.10%
Compounded daily
To open:
$100
To avoid fees:
$1,000
Monthly fees:
$5.00
Check writing: Yes
See Details
34
35
41
40
37
35
7
19
19
0.100
25
USAA
Savings
0.10%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.10%
Compounded monthly
To open:
$25
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
35
38
42
20
38
38
40
21
21
0.100
10000
USAA
MMA
0.10%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.10%
Compounded monthly
To open:
$10,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
36
39
28
21
39
39
41
42
39
0.100
10000
Fultdirect.com
MMA
0.10%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.10%
Compounded daily
To open:
$10,000
To avoid fees:
$10,000
Monthly fees:
$10.00
Check writing: Yes
See Details
37
40
17
22
40
40
18
22
22
0.050
100
Citizens Trust Bank
MMA
0.05%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.05%
Compounded daily
To open:
$100
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: Yes
See Details
38
41
10
42
41
41
23
27
29
0.050
500
Astoria Federal Savings
Savings
0.05%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.05%
Compounded daily
To open:
$500
To avoid fees:
$500
Monthly fees:
$5.00
Check writing: No
See Details
39
42
18
43
42
42
30
23
23
0.050
1000
Citizens Trust Bank
Savings
0.05%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.05%
Compounded daily
To open:
$1,000
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
40
43
11
23
43
43
36
36
34
0.050
2500
Astoria Federal Savings
MMA
0.05%
Wed Jun 19
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.05%
Compounded daily
To open:
$2,500
To avoid fees:
$2,500
Monthly fees:
$8.00
Check writing: Yes
See Details
41
20
4
11
25
20
25
32
36
0.600
1000
AloStar Bank of Commerce
MMA
0.60%
Tue Jun 18
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.60%
Simple interest
To open:
$1,000
To avoid fees:
$1,000
Monthly fees:
$10.00
Check writing: Yes
See Details
42
22
5
33
4
22
8
14
14
0.500
50
AloStar Bank of Commerce
Savings
0.50%
Tue Jun 18
Intro rate:
0.50%
Intro months:
0
Rate post intro:
0.50%
Compounded quarterly
To open:
$50
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
43
14
31
30
20
13
22
11
11
0.700
500
Heartland Bank Direct
Savings
0.70%
Fri Jun 14
Intro rate:
0.00%
Intro months:
0
Rate post intro:
0.70%
Compounded daily
To open:
$500
To avoid fees:
$0
Monthly fees:
$0.00
Check writing: No
See Details
* Bankrate.com National APY Average and Bankrate.com Site APY Average are only available for MMA products in any denomination exclusively. For Savings products, neither national nor Bankrate APY averages are tabulated. For MMA & Savings products in any denomination, the presented Bankrate.com National APY Average and Bankrate.com Site APY Average are averages of the MMA products only, and are not inclusive of Savings products APY rates.
If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please
click here
.
Quality Assurance
Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. Bankrate.com has today's most competitive deposit rates.
Institution rates on Bankrate
Many institutions have different rates on their own websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. Rates are subject to change without notice and may vary branch to branch. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
Rate collection and criteria
Click here for more information on rate collection and criteria.
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