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Using checkbook
Buying the right stock means knowing what to avoid. Here are several sectors to skip and why.
Tax brackets
The IRS wants a bite of your income, but in some cases your money is taxed only partially.
Is your money safe?
5-stars or 1-star? See your bank, thrift or credit union's star rating. Find one that's safe enough for you. 
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College
taxes
If you have a child in college, the tax code may help you pay for some of the costs.
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