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The intricacies of IRAs

Individual Retirement Accounts give people a way to build tax-deferred savings for retirement. An IRA is an account, not an investment. You can put just about whatever investments you want into your IRA -- stocks, CDs, mutual funds, cash and bonds -- anything except options and other derivatives.

Understanding these tax-advantaged savings plans

A good explainer on the various IRA investing choices.

 
When it's OK to tap your IRA

Sometimes you need your nest egg money early. Here's when Uncle Sam says the withdrawal won't cost you extra.

 
Roth IRA rules

Retirement plans get added attention during tax-filing season. Here's a look at the guidelines for a Roth account.

 
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Moving an old 401(k)

Make sure the money is transferred directly into the IRA, Dr. Don says.

 
For some, a traditional IRA still appeals

The granddaddy of retirement accounts helps some build tomorrow's nest egg while reducing today's taxes.

 
Government doesn't determine IRA rates

How much you get depends on the investments you make, Dr. Don says.

 

 

Bankrate.com's corrections policy
-- Posted: May. 2, 2005
 
 
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10 must-know IRA terms
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