Using your debit card wisely

Goodbye credit, hello debit

Americans love their debit cards. In fact, according to VISA, the whole world does. Last year for the first time, debit card use surpassed credit card use across the globe.

It's no wonder why. Debit cards are very convenient -- no cash to count, no interest charges to pay. But it's not always the best choice when making a purchase. Here's why.


Know your debit card
The ins and outs of debit cards
	Here's what you need to know before swiping your debit card.

When a debit card is lost or stolen
	What to do if your card goes MIA.
	Plus: 12 tips for responsible use of debit cards

Test your debit-card IQ
	Do you have what it takes to go completely cashless? Take our test and find out.

Not all plastic is created equal

Debit cards lack protections of credit cards
	Disputing a charge or purchase? You won't get the same backing that you do with a credit card.

Debit cards offer convenience -- and confusion
	What you don't know can cost you.

Debit cards can save money
	You won't pay any interest or build up a balance of debt.

Bankrate.com's corrections policy

-- Posted: May 13, 2004

		RESOURCES
		The pros and cons of debit cards
		Bankrate's Checking Account Pricing Study
		Keeping Records: Balancing your account