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STATISTIC: Oregon jumped from 41st to 20th most expensive |
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closing costs in 2008. |
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| Closing costs averages: California |
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| Closing costs |
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California |
Loan amount: $200,000 |
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| Item |
Sacramento |
| Origination fees |
| Points ($) |
$777.50 |
| Application fee |
$337.00 |
| Commitment fee |
$665.00 |
| Document preparation |
$192.50 |
| Funding fee |
$0.00 |
| Origination
or lender fees |
$1,252.25 |
| Processing |
$432.50 |
| Tax service |
$59.86 |
| Underwriting |
$300.00 |
| Wire transfer |
$0.00 |
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| Title and closing |
| Appraisal |
$295.83 |
Attorney, closing or
settlement fee |
$497.50 |
| Credit report |
$16.20 |
| Flood certification |
$10.23 |
| Pest, other inspection |
$50.00 |
| Postage/courier |
$28.19 |
| Survey |
$100.00 |
| Title insurance |
$800.80 |
| Title work: title search, plat drawing, name search, endorsements |
$85.00 |
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| Total origination |
$1,728.00 |
| Total title and closing |
$1,451.00 |
| Total origination plus title |
$3,179.00 |
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TOP MORTGAGE STORIES |
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2008 closing costs study
