your insurance IQ -- Surveys show 67 percent of Americans feel they have just
about the right amount of insurance but, incredibly, 62 percent also feel they
don't understand their policies very well. Check your knowledge.
industry started in a coffee house -- The mammoth worldwide insurance industry
started some 300 years ago in Edward Lloyd's coffeehouse in London. Today, Lloyd's
remains ready, willing and able to insure just about anything.
insurance policies you don't need -- It always sounds like a good idea to
protect yourself against danger, but is it? Here's a look at five plans agents
would love to see you buy (but you'd be better off without).
umbrellas keep you from getting soaked -- If your financial pockets go deeper
than the liability coverage on your home or auto policies, you may need a bigger
umbrella to protect you from a storm of lawsuits.
insurance for your pet -- Rover got a boo-boo? You can get help paying the
insurance: often needed, rarely understood -- It can be helpful, but you also
could pay for coverage you already have.
your wedding ceremony -- Some couples opt for insurance protection against
ceremony calamities that cover everything except cold feet.
theft insurance -- Your identity has been stolen and you've battled to prove
you didn't make all those charges on your record. Now you've got to get your name
back and restore the reputation you worked so hard to build. Help's available.
How to get the best rates
shopping online -- Want to compare coverage options? Start at your computer,
where you'll find plenty of info about more and more insurance offerings.
credit scores affect rates -- Auto and home insurers are now using credit
scores to help determine your premium.
costs with combined coverage -- You might be able to save substantially when
you let one carrier take care of all your insurance needs.
premium expenses with affinity policies -- Buying within a membership group
could save you big insurance bucks.