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PERSONAL FINANCE: NEWS & ADVICE
News, advice and tips on mortgages, home equity loans, CDs, car loans, credit cards and MMAs, interest rates, and more.
RATE UPDATE Looking for safety and a guaranteed return? Search the highest-yielding short-term CDs.

TOP PERSONAL FINANCE STORIES
Why haven't mortgage rates declined?
Despite Federal Reserve rate cuts, mortgage rates are higher now than a year ago. What's going on?

To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 6.29% 6.32%
15 yr fixed mtg 5.79% 5.82%
5/1 ARM 5.90% 5.83%
30 yr fixed jumbo mtg 7.33% 7.45%
5/1 jumbo ARM 6.41% 6.38%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 5.41% 5.40%
$50K HELOC 5.10% 5.09%
$30K Home Equity Loan 7.88% 7.87%
$50K Home Equity Loan 7.63% 7.63%
$75K Home Equity Loan 7.61% 7.61%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 6.72% 6.73%
48 month new car loan 6.51% 6.78%
60 month new car loan 6.52% 6.47%
72 month new car loan 6.44% 6.32%
36 month used car loan 7.08% 7.10%
Rates may include points
Select a product to compare rates:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 3.16% 3.12%
1 yr CD 3.65% 3.62%
5 yr CD 4.14% 4.15%
1 yr IRA CD 3.26% 3.25%
5 yr IRA CD 3.93% 3.93%
Rates may include points

RETIREMENT AND INVESTMENT SPOTLIGHT

CALCULATORS
Can a new mortgage help? Calculate your payment. Earnings to the penny The range of all three scores Amortization & payment
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NEWS THIS WEEK
See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. Our poll shows that while the housing crisis has increased awareness of mortgages, many are still clueless. The sinking economy has families struggling. These expenses can easily be trimmed to net money quickly. You may never own one of these otherworldly autos of the rich and famous, but you can see videos of them here. Man checking into heartbreak hotel wonders if he has a claim on his old love shack -- or at least the garage. Women face unique obstacles when it comes to retirement, not the least of which are earning less and living longer.
NEWSLETTERS & ALERTS
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