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Financial Literacy - Budgeting
Budgeting toolkit
Use these work sheets, calculators and money-saving tips to guide your financial planning.
 The simple art of budgeting » Notify me of the next issue 
Spending plan work sheet

   Spending plan

2c. Periodic expenses

These are expenses that come up once or twice a year. Fill in the estimated costs under the months they are due. Taxes, insurance premiums, auto servicing, tires, license, birthdays and holidays, educational costs, vacations, etc. Do not include taxes withheld from your paycheck, but do include estimated tax payments you make to the IRS. Add your yearly periodic expenses and divide by 12 to determine the monthly portion.

Reproduced with the permission of Michigan State University Cooperative Extension
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