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  Invest in yourself -- 20s
Teens 20s 30s 40s 50s 60s 70s+ Home

Managing your cash flow

Celebrate with a money-wise spending plan
Create a spending plan based on your net (take-home) salary, not gross. Pay yourself first by regularly contributing to your retirement account. An early start will pay huge dividends down the road.

Links:
Make a spending plan, How to create a budget, Budget worksheet, 10 tips for better money management, 5 easy ways to stretch your cash

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Checking account checkup
We all need a checking account of some form. This is a good moment to make sure your account still suits your needs. Do some comparison shopping of the accounts available and the fees charged. You could get everything you need free. Or maybe join a credit union.

Links:
Know your checking account style, Choose the best checking account, Anatomy of a checking statement, Free checking accounts on the rise, 10 must-know checking account terms, 7 ways to avoid bounced-check fees, The ins and outs of debit cards, 5 ways to beat ATM surcharges, New checking account blues, Own your own bank: Join a credit union, Bouncing back from a checking ban

 

-- Posted: Jan. 20, 2003

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Financial Birthdays
Managing cash flow
Focus on debt
Getting married
Buying your first home
Having a baby
Buying a family car
Invest early
Insurance needs
Estate planning
You and taxes
Early 20s: Balancing fun, work and cash
Financial Birthdays Home

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