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High school grad heading into the workforce: Your first credit card

Getting a credit card is relatively easy. Many companies offer limited credit lines with high interest rates, and most don't require a minimum income. If used wisely, credit cards lead to a respectable credit report and make it easier to purchase a car, rent an apartment and even buy a home. If used haphazardly, credit cards get you into a heap of trouble.

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7 steps to your first card, Understanding credit card contracts, FAQ about credit cards, Check your know-how before swiping your plastic, Pay on time or pay hefty fees, Despite debt dangers, young adults need credit cards, Understanding credit

 

-- Posted: Jan. 20, 2003

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