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Insurance
needs
By
Bankrate.com
Understanding
long-term care insurance
Long-term care insurance helps cover what Medicare doesn't.
It could potentially cover nursing homes, assisted-living
facilities, adult day care, in-home care and daily other functions.
It is not medical insurance; it is simply for everyday life
functions and living.
Links:
Long-term
care insurance: A critical consideration, 12
questions for long-term care insurance
Life insurance may not
be necessary
Only buy life insurance if your death will cause a financial
hardship for people you care about. If you have no dependents
and your spouse will be taken care of financially through
Social Security, pensions, IRAs and savings, then there is
probably no reason to buy life insurance.
The
basics of life insurance, Major
types of life insurance at a glance, Life
insurance: Thinking about the unthinkable, How
much life insurance do I need?, Stock
market killing your life insurance?, Viaticals:
How to sell your insurance policy, Longer
lifespans will lower insurance rates
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