-advertisement -

Money tips for overseas travelers

Check for fees. Track down the overseas fee policies for your credit and debit cards. Bring cards with the most traveler-friendly policies.

This is a test. Be sure to test ATM and debit cards before leaving the country, and make sure you have a four-digit, numeric personal identification number (PIN) for your card. Many ATMs outside North America do not have letters on the keyboard or the letters appear in a different order.

- advertisement -

Make copies. Make copies of all the cards you'll be carrying on your trip. Give a copy to a friend back home and bring a copy with you. "Basically before I head abroad I dump my money belt on a copier," says Edward Hasbrouck, author of The Practical Nomad: How to Travel Around the World.

Pack lightly. Travel expert Joel Widzer makes more than a dozen overseas trips in a year. He takes two credit cards, a debit card and a couple hundred U.S. dollars. "My whole theory is to keep things simple," says Widzer, author of The Penny Pincher's Passport to Luxury Travel.

Carry a spare. "It's a really good idea to have a backup card you keep in a separate place from the rest of your cards," says Don George, travel editor of Lonely Planet Publications.

Bring a list of emergency numbers. Because 800 numbers can only be used in the United States and Canada, be sure to get a local number for your bank that you can call if your card is lost or stolen.

Editors' note: Please also see our newest story on the topic of currency conversion.

-- Updated: Dec. 1, 2003



Credit Cards
Compare weekly rates
Type Fixed Variable
Standard 13.40% 15.31%
Platinum 11.65% 16.28%
All 12.52% 16.03%

  Loan calculator (includes amortization schedule)  
  See your FICO score range -- free  
  What will it take to pay off your credit card?  

Credit Card Basics
Don't get trapped by card debt. Learn to use it wisely.
How to find the best card
Check your credit report
Finance charges explained
How to ask for a lower rate
Improve credit with a card
How to repair your credit

Banking glossary  
News archive  
Keep an eye on the leading rates  
Find a high-yielding CD

- advertisement -

- advertisement -