Bankrate: So have you saved for a rainy day and putting a teenage son through college?

Karen Allen: Well, I'm in the Screen Actor's Guild, and they have quite a wonderful pension system. And for a big part of my actual career through my 20s, 30s and 40s, a wonderful, smart business manager forced me to think about creating a pension plan for myself.

I don't have those fears that some people live with about ending up a bag lady on the corner. I think all artists, especially who don't have secure jobs, when their last (job) comes to an end (they) feel the usual actor's nightmare, that they're going to end up at the old actor's home.