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  Mortgage Basics   Understanding the fundamentals
   
TABLE OF CONTENTS
Chapter 1: Should you buy or rent?
There's no easy answer. Emotions, family and personal reasons all come into play in any home-buying decision. Read on
 
Chapter 2: How mortgages work
You can get a mortgage in many places, but they all share the same characteristics. We explain. Read on
 
Chapter 3: Your mortgage payment
Your monthly payment is determined by the rate and the amount of the loan, but there's much more to it. Read on
 
Chapter 4: Paperwork and fees
Prepare to gather a lot of paperwork, negotiate your loan terms and make sense of all the fees. Read on
 
Chapter 5: Underwriting
The clock has starts ticking to closing day, but much remains to be done during those few weeks. Read on
 
Chapter 6: Closing
 
Chapter 7: Ownership, after closing
You have the keys, but you're not done. Your mortgage needs periodic maintenance, too. Read on
 




TABLE OF CONTENTS
 
 
 
 
 
 
 
 
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