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CD & INVESTMENTS: COMPARE RATES
Rate Update
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CDs/IRAs
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MMAs/MMMFs
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National CD & Investment Rates
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 1.38% 1.33%
1 yr CD 1.73% 1.76%
5 yr CD 2.58% 2.61%
1 yr IRA CD 1.54% 1.57%
5 yr IRA CD 2.50% 2.41%
About this index
Rates may include points

 Experts' CD rate prediction
Prediction for short-term rates
(one year or less)
Which way are short-term CD rates headed? Each week Bankrate surveys experts for their predictions.
CD Rate Trend Index:
  • CD rate predictions
  • CD Rate Trend Index
  • Best yields nationwide
    •  Experts' CD rate prediction
    Prediction for short-term rates
    (one year or less)
    Which way are short-term CD rates headed? Each week Bankrate surveys experts for their predictions.
    CD Rate Trend Index:
  • CD rate predictions
  • CD Rate Trend Index
  • Best yields nationwide
    •  1-year CD
    1-year CD
  • Calculate interest
    •  6-month CD
    6-month CD
  • Graph more trends
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    CALCULATORS
    OVERNIGHT AVERAGES
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    Roll over a state to view the overnight average.
    Click to find a rate in your area.
    6-month CD
    CD & INVESTING NEWS THIS WEEK
    Money market fund yields falling
    As money market yields dwindle, some firms are waiving fees and closing funds to new investors.
    Protecting your investment portfolio
    While you may not be able to predict fraud, there are steps you can take to keep your investments a little safer.
    Bankrate's Interest Rate Roundup
    See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs.
    Are no-penalty CDs a good deal?
    If you want the safe haven of a CD and access to your money without penalty, make sure to find the best yield.
    More CD & investing news »
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    * Mortgage rate may include points. See rate tables for details. Click here.
    * To see the definition of overnight averages click here.

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