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3 steps for building a cash reserve

Are your money habits preventing you from saving? It's time to zap your willy-nilly spending and start a savings account. Even doubters on a tight budget can reach a savings goal. Try it!

 
Pay yourself every payday

Create space in your budget to save
It's easier to find spots to save when you make a plan.
Plus: A budget worksheet

Calculate how you can reach your savings goal
Find out how much you have to set aside to achieve your goal.

 
Cultivate a rainy-day account

How to build an emergency fund
Check out these ways to stash cash, even on a tight income.

15 simple ways to stretch your budget
Use our handy checklist to free up some cash and boost your savings account.

 
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Invest your savings wisely

Know your savings products
Here are your options when you want to invest your cash, but still keep it liquid.

Earn the best yield on your savings
Tips on how to enjoy both liquidity and a better yield.

Choosing between a CD or a money market
Here's how they differ.

 
 
-- Updated: Dec. 7, 2004
   

 

 
 

 

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