| Sponsored by Bank of America |
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| TABLE
OF CONTENTS |
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| The smart consumer selects the
card that matches his or her spending and payment
habits. Read
on. |
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| Here's how to order and read your
credit reports and how your credit score is affected
by the reports. Read
on. |
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| You found a credit card with a
great low interest rate. Good for you. Now, what
about the fees? Read
on. |
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| You pay promptly and never go
over the limit. But, do you know your consumer rights?
Read
on. |
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| Here are the cards best for first-time
applicants, students and for those with bruised
credit. Read
on. |
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Understanding
the fundamentals
