Student Credit Cards

Are you a college student who needs to get a credit card? Student credit cards offer a way for young individuals with a limited credit history to start building credit. Some offer cash back on purchases, bonuses for paying on time, as well as access to a higher credit limit. Some college-student cards even offer cash back at movie theaters and on gas. Build your credit history and save on purchases with student cards.

  • Discover it® chrome for Students
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
    • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% - 21.99%.
    • APR won't go up if you pay late*.
    • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • 100% U.S.-based customer service-anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    6 months
    Intro APR Period
    10.99%
    Intro APR
    6 months
    Intro APR Period
    12.99% - 21.99%(Variable)*
    $0
    Fair Credit
  • Discover it® chrome for Students with $20 Cashback Bonus
    • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
    • Free FICO® Credit Score online and on your monthly statements so you can track your score's progress*.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • 100% U.S.-based customer service—anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    10.99%
    Intro APR
    6 months
    Intro APR Period
    12.99% - 21.99%(Variable)*
    $0
    Fair Credit
  • Discover it® for Students with $20 Cashback Bonus
    • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval*.
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
    • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
    • Free FICO® Credit Score online and on monthly statements*.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • 100% U.S.- based customer service - anytime, day and night
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text- and never responsible for unauthorized Discover card purchases.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    10.99%
    Intro APR
    6 months
    Intro APR Period
    12.99%-21.99%(Variable)*
    $0
    Fair Credit
  • JourneySM Student Rewards from Capital One®
    • Earn 1% cash back on every purchase
    • For every month you pay on time, you receive a 25% bonus—that's a total of 1.25% cash back
    • There's no limit to the amount of cash back you can earn, and rewards don't expire
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Pay no annual fee or foreign transaction fees
    • Fraud coverage if your card is lost or stolen
    • Pick the monthly payment due date that works best for you
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    19.8%(Variable)
    $0
    Average*
  • Citi ThankYou® Preferred Card for College Students
    • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
    • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
    • 1 ThankYou® Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    7 months
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    13.99% - 23.99%*(Variable)
    $0
    Good Credit
  • Discover it® for Students
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
    • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
    • Free FICO® Credit Score online and on monthly statements*.
    • 100% U.S.- based customer service - anytime, day and night
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text- and never responsible for unauthorized Discover card purchases.
    • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0%
    Intro APR
    6 months
    Intro APR Period
    10.99%
    Intro APR
    6 months
    Intro APR Period
    12.99%-21.99%(Variable)*
    $0
    Fair Credit
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* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

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Student Credit Cards

Bankrate.com makes finding, comparing, and applying for a credit card an easy process!

Are you a college student who needs to get a credit card? Student credit cards offer a way for young individuals with a limited credit history to start building credit. Some offer cash back on purchases, bonuses for paying on time, as well as access to a higher credit limit. Some college-student cards even offer cash back at movie theaters and on gas. Build your credit history and save on purchases with student cards.

For more detailed information or to apply online, simply click the "Apply Now" button.

  • logo
    Discover it® chrome for Students
     
    (Tap to show details)
  • Card Info
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
    • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% - 21.99%.
    • APR won't go up if you pay late*.
    • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • 100% U.S.-based customer service-anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases
  • 0%
    Intro APR
    6 months
    Intro APR Period
  • Balance Transfer
  • 10.99%
    Intro APR
    6 months
    Intro APR Period
  • Regular APR
  • 12.99% - 21.99%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $0
    Fair Credit
  • logo
    Discover it® chrome for Students with $20 Cashback Bonus
     
    (Tap to show details)
  • Card Info
    • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
    • Free FICO® Credit Score online and on your monthly statements so you can track your score's progress*.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • 100% U.S.-based customer service—anytime, day and night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • 10.99%
    Intro APR
    6 months
    Intro APR Period
  • Regular APR
  • 12.99% - 21.99%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $0
    Fair Credit
  • logo
    Discover it® for Students with $20 Cashback Bonus
     
    (Tap to show details)
  • Card Info
    • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval*.
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
    • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
    • Free FICO® Credit Score online and on monthly statements*.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • 100% U.S.- based customer service - anytime, day and night
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text- and never responsible for unauthorized Discover card purchases.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • 10.99%
    Intro APR
    6 months
    Intro APR Period
  • Regular APR
  • 12.99%-21.99%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $0
    Fair Credit
  • logo
    JourneySM Student Rewards from Capital One®
     
    (Tap to show details)
  • Card Info
    • Earn 1% cash back on every purchase
    • For every month you pay on time, you receive a 25% bonus—that's a total of 1.25% cash back
    • There's no limit to the amount of cash back you can earn, and rewards don't expire
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Pay no annual fee or foreign transaction fees
    • Fraud coverage if your card is lost or stolen
    • Pick the monthly payment due date that works best for you
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • 19.8%
    (Variable)
  • Annual Fee
    Credit Needed
  • $0
    Average*
  • logo
    Citi ThankYou® Preferred Card for College Students
     
    (Tap to show details)
  • Card Info
    • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
    • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
    • 1 ThankYou® Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*
  • Purchases
  • 0%
    Intro APR
    7 months
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • 13.99% - 23.99%*
    (Variable)
  • Annual Fee
    Credit Needed
  • $0
    Good Credit
  • logo
    Discover it® for Students
     
    (Tap to show details)
  • Card Info
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
    • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
    • Free FICO® Credit Score online and on monthly statements*.
    • 100% U.S.- based customer service - anytime, day and night
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text- and never responsible for unauthorized Discover card purchases.
    • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • Purchases
  • 0%
    Intro APR
    6 months
    Intro APR Period
  • Balance Transfer
  • 10.99%
    Intro APR
    6 months
    Intro APR Period
  • Regular APR
  • 12.99%-21.99%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $0
    Fair Credit

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.