National CD rates for Jan. 12, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.34% (1-year CD yields)
  • 1.17% (5-year CD yields)

Rates on certificates of deposit were a mixed bag in this week's survey.

The average one-year CD yield is unchanged at 0.34 percent for the fourth week in a row. The average five-year yield is up 1 basis point to 1.17 percent. A basis point is one-hundredth of 1 percentage point.

For deposits of $100,000, the average one-year jumbo CD yield fell 1 basis point to 0.37 percent. For the five-year jumbo CD, the average yield remains 1.19 percent.

For the fourth week in a row, the average money market account yield is 0.13 percent.




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Product Rate Change Last week
1 Year CD 0.90%  0.02 0.88%
2 Year CD 1.02%  0.01 1.03%
5 Year CD 1.59%  0.01 1.60%
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