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Homeowners insurance

Does your homeowners policy reflect your current insurance needs? Check your coverage.
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Recent homeowners insurance stories

Insurance: Hiring a public adjuster
A public adjuster can extract more from the homeowners insurance company. But at a price.
10 costliest U.S. natural disasters
Mother Nature can cause major damage. Which cost more, Katrina or the Northridge earthquake?
Natural disasters getting more costly
Since 1980, the U.S. has been hit by 110 billion-dollar disasters. Can we weather the storm?
Keep inflatable fun grounded with insurance
Inflatable bounce houses are fun, until someone gets hurt. Be sure your family is safe and insured.
How to get federal disaster assistance
When a natural disaster hits, make sure you get the help you need.
Are you covered if your nanny sues?
If you employ a household staff, make sure you're insured for claims of wrongful acts. 
10 hidden home insurance credits
Don't stop at smoke detectors. These home credits can mean big savings from your insurer.
Dumped by home insurer after the storm?
Take these steps to prevent or deal with an insurance cancellation following severe weather.
Reassess your homeowners policy in down market
Does the decline in housing prices mean your homeowners premium is too high?
Buying disaster loss of use insurance
If disaster takes your home, loss of use insurance helps cover those emergency bills.
Save money on homeowners insurance this year
The cost of homeowners insurance is on the rise. Learn how to save money as it does.
Reduce insurance costs without losing benefits
Want to lower your insurance costs without losing benefits? Chances are, all you have to do is ask.
Understanding your home insurance policy
Take time to understand your policy's details. What you don't know could hurt you later.
7 freaky home threats: Are you covered?
Is your home literally under water? See if your insurance will cover the damage.
Dogs take bite out of homeowners insurance
If Bowzer's on the "bad dog" list, you might be in for hefty premiums. Here's why, and what to do.
5 ways to slash home insurance costs
You don't have to move to another state to pare down your homeowners insurance premiums.
Homeowners insurance bites dogs that bite
Insurance companies may reject an application if the homeowner's dog is from a blacklisted breed.
There is no insurance against household pests
Termites have eaten you out of house and home? Your homeowners' policy might be of little help.
Insurance Basics, Ch. 3: Home insurance
Home is where the heart is. It is crucial in your financial plan that you can replace this valuable investment.
Claims that boost your insurance rates
Certain types of claims are more likely to boost your insurance rates. Find out which may raise red flags.
Does homeowners insurance protect you?
The difference between cash value and replacement value could empty your wallet.

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