Home is where the heart is — and it’s probably your most valuable possession. Making sure you can replace it is crucial part of your financial plan.
After you’ve saved for and purchased your home, protecting it is a major step. In this chapter, we’ll show you how to find a good insurance carrier and what needs to be covered in the policy. You’ll find information about condo and apartment insurance as well. Beyond basic homeowners insurance, you might need to be protected against a disaster, such as a flood or tornado, or you may have high-value items like artwork that require special coverage. Whatever you need, you’ll find it here.
Understanding your home insurance policy
Knowing what’s covered by your home insurance before you need it is essential. Here’s a plain-language guide to the typical policy.
Make sure you’re completely protected
Are you insured against a flood? A tornado? Sometimes you need a special rider for disasters and high-value items. We show you what to look for.