Expedia+ Voyager Card from Citi
Advertiser Disclosure: This post contains references to products from one or more of our advertising partners.
For those who enjoy a challenge, the Expedia+ Voyager Card from Citi offers some of the best points values available from a travel rewards credit card. But this isn’t a card that allows minimum effort, as calculating your redemption options can be complicated.
Juicing the most value out of the Expedia+ Voyager Card from Citi requires a lot of legwork. It’s best if you travel at least a few times a year and book those trips through Expedia. With the Voyager card, you’ll earn 4 Expedia+ bonus points for every $1 spent on eligible Expedia purchases. Restaurants and entertainment will net you 2 Expedia+ bonus points per $1 and all other spending earns 1 Expedia+ point per $1. The card also comes with Expedia+ gold status, which gives you an additional 30% points bonus on Expedia bookings.
That bonus could really boost your rewards.
But — and here’s the tricky part — the value of Expedia+ points depends on how you use them. The best value comes from using the points toward a +VIP Access hotel stay, where 3,500 Expedia+ points are worth a $50 credit toward the hotel. Expedia says your points are worth twice as much when booking a +VIP Access Hotel, and you’ll get 250 bonus points for booking a hotel with this designation.
If you prefer a hotel that’s not labeled +VIP Access, those 3,500 points are worth a $25 credit toward that hotel.
The lowest value use of Expedia+ points would be to book a flight, where it takes 8,000 Expedia+ points to receive up to $50 worth of credit toward a flight. You also have to have enough points to redeem for the entire cost of the flight; you can’t use a combination of points and cash.
If you’re using your earnings toward hotels or flight and hotel packages, you’ll have to redeem your points for a coupon first and then book your travel and apply the coupon to your trip. So, if you have a $500 coupon, and the cost of your hotel stay is $491, you lose the remaining $9 of value. And, the coupons can only be used on one room per booking. This means if you’re a family who needs two rooms, you can only pay for one room with your earnings.
The card comes with an $100 annual air incidental travel credit, and if you spend $2,000 within 3 months of account opening, a 25,000 Expedia+ point bonus. The sign-up bonus could be worth as much as $350 if you use it for a VIP Access hotel, or as little as $150 if you use it toward a flight booking.
Who should get this card
Only those who are up for the challenge of making the most of a complicated rewards structure should consider this card.
Fees and APR
- Annual fee is $95.
- This card has a variable APR of 14.99% to 22.99% for purchases and balance transfers.
- There are no foreign transaction fees for purchases made outside the U.S.
Extras, perks and using points
Cardholders get Expedia+ gold status, which gives a 30% point bonus on all Expedia.com travel bookings.
If you spend $10,000 on the card in the prior card membership year, get a $5,000 anniversary points bonus.
To redeem your points, log into your Expedia account and select which type of redemption you’d like.
How this card compares
The Expedia+ Card is the junior version of the Expedia+ Voyager Card. It’s a sub-par choice for both its lower rewards structure and that it charges a foreign transaction fee. It does lack an annual fee, but that also means you won’t get the $100 annual airline incidental credit, either.
The Barclaycard Arrival Plus World Elite MasterCard will likely appeal to those who want the most flexible redemption options for their miles. You can use your earnings to book travel, get a statement credit for travel purchases, or for gift cards and select merchandise. This may be of greater value to you depending on your spending habits.
The Chase Sapphire Preferred Card’s hefty sign-up bonus, boosted redemption value when using the Chase portal, and a generous rewards program make this card a stand-out among travel rewards cards offering big value for minimal cost. Since Chase Ultimate Rewards points can be used for everything from flights to lodging to cruises, this also makes it one of the most flexible redemption programs among travel cards.
The Capital One Venture Rewards Credit Card’s unlimited 2x miles per $1 spent on all purchases makes it less cumbersome to track than cards with different bonus categories. Depending on your spending habits this could work out better or worse for you in terms of mileage-earning potential. One of the best attributes of this card is you can book your travel any way you like, on any site, and then redeem your miles as a statement credit toward that purchase. This makes it a more flexible choice than other cards that require you to use their travel portals for maximum value.
Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines, or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.