Search results: Business Cards

Bankrate.com makes finding, comparing, and applying for a credit card an easy process!
Below you will find a listing of some of the most popular credit cards in this category.
Some cards may feature low introductory rates, low fixed/variable APRs, rewards and more.
For more detailed information or to apply online, simply click the "Apply Now" button.

AT&T Universal Business Rewards Card



    • 0% APR* on purchases for 6 months
    • Earn 5 ThankYou Points® for every dollar you spent on eligible AT&T products and services
    • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases
    • Additional cards for employees with credit limits you set
    • No Annual Fee

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0% 6 months 16.99% (V) None No Excellent

TrueEarnings(R) Business Card from Costco and American Express



    • Who is this card for? This card is ideally suited for businesses that:
    • Are established, cash flow positive and have an excellent credit history.
    • Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
    • Straight cash back - 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
    • 0% introductory APR on purchases for the first 6 months
    • No annual fee with your paid Costco Membership
    • Flexible payments - pay in full or over time
    • No annual fee for Additional Cards
    • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
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See Terms* See Terms* Prime Rate + 11.99% See Terms* N/A Excellent

Starwood Preferred Guest(R) Business Credit Card from American Express OPEN



    • Who is this card for? This card is ideally suited for businesses that:
    • Are established, cash flow positive and have an excellent credit history.
    • Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
    • Earn 10,000 Starpoints with your first purchase
    • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
    • Redeem at participating Starwood hotels and resorts in 95 countries including Sheraton(R), Westin(R) and W Hotels(R)
    • Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
    • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
    • No annual fee for the first year - a savings of $45
    • Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards
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See Terms* See Terms* Prime + 9.99% See Terms* N/A Good

The Gold Card from American Express OPEN



    • Who is this card for? This card is ideally suited for businesses that:
    • Are established, cash flow positive and have an excellent credit history.
    • Have 2 or more employees and revenues of $250,000 a year.
    • Are registered with services such as Dun & Bradstreet.
    • Get rewarded for what your business already spends
    • Unlimited rewards potential - Membership Rewards(R) points have no limit to the amount you can earn and no expiration date
    • Redeem for travel, gift cards, and merchandise for you and your business
    • Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card
    • More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards
    • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
    • No annual fee for the first year - a $125 savings
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N/A N/A N/A See Terms* N/A Good

JetBlue Business Card from American Express OPEN



    • Who is this card for? This card is ideally suited for businesses that:
    • Are established, cash flow positive and have an excellent credit history.
    • Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
    • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more.
    • Earn 10,000 TrueBlue(R) points with your first purchase - enough for an Award Flight.
    • Jet for less - redeem for a roundtrip Award Flight starting at just 10,000 points. No blackout dates so you can redeem points for any seat, anytime.
    • Earn 1 TrueBlue point for every eligible dollar you spend.
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See Terms* See Terms* Prime + 9.99% $40 N/A Good

The Plum Card(R) from American Express OPEN



    • Who is this card for? This card is ideally suited for businesses that:
    • Are established, cash flow positive and have an excellent credit history.
    • Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses
    • The Everything, Everywhere Trade Terms Card(SM)
    • A powerful cash flow management tool
    • 1.5% early pay discount or up to 2 months defer pay, interest
    • No annual fee for the first year - a $185 savings

    Meet the American Express OPEN(R) Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.

    • Pay in full within ten days, get a 1.5% discount.
    • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.

    See how your business can benefit from everything, everywhere trade terms.  The opportunity for using trade terms is the reason many businesses continue to use cash.  But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted.  So pay early to receive a discount or defer payment ??? it's your choice.

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N/A N/A N/A See Terms* N/A Excellent

The Business Platinum Card(R) from American Express OPEN



    • Who is this card for? This card is ideally suited for businesses that:
    • Are established, cash flow positive and have an excellent credit history.
    • Have 2 or more employees and revenues of $250,000 a year.
    • Are registered with services such as Dun & Bradstreet.

    Enjoy amenities for you and your business, like:

    • Complimentary airport club access, including American Airlines Admirals Club(R) lounges
    • Concierge service to assist with your business needs from gift giving to dinner reservations
    • Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club(R), Avis Preferred(R), and Emerald club from National(R) Car Rental
    • The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
    • Enrollment in the Membership Rewards First(R) program
    • No pre-set spending limit*
    • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
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N/A N/A N/A $450 N/A Excellent

Gold Delta SkyMiles(R) Business Credit Card from American Express OPEN



    • Who is this card for? This card is ideally suited for businesses that:
    • Are established, cash flow positive and have an excellent credit history.
    • Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses
    • Save a total of $250 off Delta flights
    • Earn 20,000 miles upon your first purchase on the Card
    • Sign up for two Additional Cards and earn 5,000 bonus miles
    • Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
    • 25,000 miles may also be redeemed for a domestic economy award ticket
    • No annual fee for the first year - a savings of up to $95
    • No annual fee for Additional Cards
    • Annual $99 Companion Certificate
    • Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
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See Terms* See Terms* Prime + 9.99% See Terms* N/A Good

PEX Visa® Prepaid Card For Business



    Provide your employees with a reloadable prepaid card for business expenses.

    • Trial offer - first 2 months free
    • Manage spending for staff in the field
    • Alternative to credit cards, petty cash, check reimbursements
    • Enforce budgets with individual card balances
    • Control spending by merchant category and daily limits
    • Online program management
    • No transaction or card load fees - simple pricing
    • No credit check required
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* * * See terms* No N/A

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Definitions
Credit cards: Enter up to 5 credit card accounts, one on each line.
Balance: Your current balance on your credit card.
Interest rate: The annual percentage rate you pay on this credit card. The rate you enter is used to calculate the interest on all future payments for the credit card. The length of time to payoff this credit card may be much greater than calculated if you enter a low promotional interest rate that is only fixed for short period of time.
Payment: This is your initial minimum monthly payment. Your minimum monthly payment is calculated as 2% of your current outstanding balance. While your actual minimum monthly payment may be slightly different, this is one of the most common methods used by credit card companies to calculate minimum payments.
Credit limit: This is the total amount of credit you have on this credit card. The optimizer will not allow you to have credit card balances that are over your credit limit.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Credit card definitions

Intro APR: The initial interest rate that is charged for a specified period of time.

Intro period: The period of time for which the introductory interest rate is in effect.

Regular APR: The interest rate charged after the introductory rate has expired.

Annual fee: The charge for use of a credit card levied each year, which typically ranges from $15 to $300 and is billed directly to the customer's monthly statement.

Balance transfer: Moving unpaid credit card debt from one issuer to another.

Credit needed: Terms for credit cards are granted to consumers based on their credit risk. Excellent credit consumers typically have lower interest rates compared with poor credit consumers. Credit card issuers assess risk based on the FICO score, the most commonly used credit score.

Credit card type: The category under which a card can be classified to help consumers identify relevant cards. For example, a consumer looking to transfer a balance from one card to another may want to look at cards in the Balance Transfer category.

Credit type: The category under which a card can be classified to help consumers identify relevant cards. For example, consumers with excellent credit may find the best card for their needs in the Excellent Credit category. Credit worthiness is determined by a consumer's FICO score, the most commonly used credit score.

Issuers: The financial institutions that issue credit cards and bills the customer for purchases made against the card account.

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Credit card tip
Never just pay the minimum. By paying the smallest amount of your bill instead of paying it off every month, you allow the card companies to make money off of you by charging interest. This also makes a charge more expensive.
Credit card tip
Pay your bill on time. If you don't pay your bill by the due date, you face late fees of up to $39, along with interest-rate hikes. Just being one day late on your payment could cause your 3 percent interest card to jump up to 22 percent or more in some cases.
Credit card tip
If you want a better rate, sometimes all you have to do is ask. If you are a good customer who pays on time and doesn't go over your credit limit, you card issuer wants to keep you as a client. Give them a call and see what they are willing to do for you.
Quality Assurance
Compare rate with confidence. Rates are accurate and available as of the date seen for Bankrate consumers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

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Institution APR Fees & Conditions
Suncoast Schools FCU 6.50 More information
Redstone FCU 7.75 More information
America First FCU 8.25 More information
Columbus Bank and Trust 9.15 More information
UMB Bank, NA 9.15 More information
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Credit Card Averages
Product Rate
Balance Transfer Cards 14.54%
Cash Back Cards 14.71%
All Variable 11.68%
Low Interest Cards 9.71%
Compare rates:  
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