Flagstar Rewards
Limitations Annual fee Reward formula Cap Expiration
Signature and PIN purchases — see reward formula $0 1 point for every $3 spent for signature based purchases / 1 point for every $10 in PIN purchases No limit 3 years
Bonus Points: Earn 500 bonus points for giving Flagstar your e-mail address. Earn 2,500 points for signing up for direct deposit within 90 days of opening account. Earn 1,000 bonus points if you have a 12-month CD with at least $5,000 OR an MMA with at least $1,000. Earn 1,000 points for meeting with an investment adviser. Earn 1,500 bonus points for signing up for eStatements.

Redeem: Redeem points for gift cards, travel options and merchandise.

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