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Loan Calculator

This loan calculator will help you determine the monthly payments on a loan. Simply enter the loan amount, term and interest rate in the fields below and click calculate. This calculator can be used for mortgage, auto, or any other fixed loan types.

Loan amount $
Loan term in years
Term in months
Interest rate per year %
Loan start date
$ Monthly payments

Lock in Monthly Payment of: $ or less

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APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

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Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the rate. has today's most competitive mortgage rates.

If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. We recommend that you contact your lender directly to determine what rates may be available to you.

Many lenders have different rates on their own websites than those posted on In order to get the rate, please identify yourself as a customer. Rates are subject to change without notice and may vary branch to branch. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site where you can find additional information. Bank and thrift mortgages are insured by the Federal Deposit Insurance Corp. Credit union mortgages are insured by the National Credit Union Administration.

Rate collection and criteria
Click here for more information on rate collection and criteria.

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