insurance

Summer insurance: What you'll need

Picking the right insurance for summer
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Picking the right insurance for summer © WavebreakMediaMicro / Fotolia

Picking the right insurance for summer

The "fun in the sun" season is upon us. But before you take a dip in the pool or hop on your brand-new motorcycle for a ride, be sure you and your loved ones are covered in the event of a vacation mishap.

It's important to evaluate your summer insurance needs, says Lynne McChristian, Florida representative for the Insurance Information Institute.

"Safety does not take a summertime break," she says. "That includes knowing your risks and considering your insurance coverage and liability."

"I don't think the vast majority gives (insurance) a thought," adds Bill Wilson, director of the Independent Insurance Agents & Brokers of America's Virtual University.

But that majority doesn't have to include you. Here's what you'll need.

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