Credit Card calculator

The true cost of paying the minimum

What is your credit card balance?  $
What is the interest rate on your credit card? 
How is your minimum payment calculated?
Your minimum payment: $  
What fixed payment could you make each month? $
Select a payment schedule based on:
 
Compare Rates
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Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.04%
5.00%
15 yr fixed
4.35%
4.35%
5/1 ARM
3.92%
3.94%
View rates in your area:
Product Rate +/- Last week
30K HELOC
5.20%
5.20%
30K Home Equity Loan
8.06%
8.07%
50K HELOC
4.89%
4.90%
View rates in your area:
Product Rate +/- Last week
48 Mo New Car
6.52%
6.58%
48 Mo Used Car
6.64%
6.71%
36 Mo Used Car
6.84%
6.86%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
0.98%
0.99%
1 Yr CD
1.36%
1.47%
5 Yr CD
2.85%
2.85%
Compare rates:
Product Rate
Low Interest Cards 10.00%
Balance Transfer Cards 15.72%
All Variable 13.99%
Compare rates:  
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