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Credit Card calculator

The true cost of paying the minimum

What is your credit card balance?  $
What is the interest rate on your credit card? 
How is your minimum payment calculated?
Your minimum payment: $  
What fixed payment could you make each month? $
Select a payment schedule based on:
 
Mortgage Rates
High Yield CD and MMA Rates
Other Rates
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About this index
Overnight Averages
Product Rate +/- Last week
30 yr fixed
3.85%
3.89%
15 yr fixed
3.18%
3.22%
5/1 ARM
2.85%
2.87%
View rates in your area:
Product Rate +/- Last week
30K HELOC
4.80%
4.87%
30K Home Equity Loan
5.99%
6.21%
50K HELOC
4.35%
4.40%
View rates in your area:
Product Rate +/- Last week
48 Mo Used Car
4.24%
4.81%
48 Mo New Car
3.63%
4.05%
36 Mo Used Car
4.87%
4.87%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
0.47%
0.46%
1 Yr CD
0.75%
0.74%
5 Yr CD
1.56%
1.59%
Compare rates:
Product Rate
Low Interest Cards 10.68%
Balance Transfer Cards 16.13%
All Variable 14.52%
Compare rates:  
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