Credit Card calculator

The true cost of paying the minimum

What is your credit card balance?  $
What is the interest rate on your credit card?   
How is your minimum payment calculated?  
Your minimum payment: $
What fixed payment could you make each month? $
Select a payment schedule based on:

Compare Rates
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Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.02%
5.06%
15 yr fixed
4.49%
4.64%
5/1 ARM
4.19%
4.20%
View rates in your area:
Product Rate +/- Last week
30K HELOC
5.27%
5.29%
30K Home Equity Loan
8.33%
8.31%
50K HELOC
4.99%
5.02%
View rates in your area:
Product Rate +/- Last week
48 Mo Used Car
7.09%
7.48%
48 Mo New Car
6.79%
7.07%
36 Mo Used Car
7.21%
7.42%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
1.30%
1.28%
1 Yr CD
1.73%
1.69%
5 Yr CD
2.90%
2.91%
Compare rates:
Product Rate
Low Interest Cards 9.75%
Balance Transfer Cards 14.58%
All Variable 11.68%
Compare rates:  
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